Lenawee County property record for 324 E Locust St, Morenci, MI 49256
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,315 sqft · built 1920 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,000 (Nov 2019) |
| Tax Bill | $1,046 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | XM0-300-0180-00 |
| Primary APN | XM0-300-0180-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,315 sqft Living Area |
| 1st Floor Area | 897 sqft |
| Basement Area | 807 sqft |
| Unfinished Basement | 807 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 324 E LOCUST ST |
|---|---|
| City | MORENCI |
| State | MI |
| Zip | 49256-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 ALSO THAT PART OF LOT 24 BEG AT SE COR LOT 18 RUNN TH S ALG W LI LOT 17 TO SW COR LOT 17 TH W TO W LI LOT 24 TH N ALG |
| Legal Lot Number | 18 |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | MORENCI |
| Census Block Group | 5 |
| Census Block | 5038 |
| Census Tract | 61900 |
Source: Lenawee County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 E LOCUST ST, MORENCI, MI 49256-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT |
| Nov 5, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on Record |
| Deed Sale | Nov 5, 2019 · Amount on Record |
| Prior Sale | Sep 15, 1998 · Amount on Record |
| Deed Book / Page | 2588 / 551 |
| Prior Transfer Date | Apr 5, 2016 |
| Prior Transfer Doc | 0025250323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 324 E LOCUST ST, MORENCI, MI 49256-1314 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0026890794 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 2689/794 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | Nov 5, 2019 |
| Property Address | 324 E LOCUST ST, MORENCI, MI 49256-1314 |
| Document Number | 0025880551 |
| Book / Page | 002588 / 000551 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $722.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8864 PACKARD RD MORENCI MI 492569538, MORENCI, MI 49256-9538 |
| Document Number | 25880552 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 002588/000552 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2049 |
Source: Lenawee County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lenawee County |
| Municipality | Morenci City |
| Unified School District | Morenci Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,400 (+4.09%) | $96,800 (+4.09%) | |
| 2025 | $1,046.00 (-35.59%) Homeowner's exemption | $46,500 | $93,000 |
| 2024 | $1,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORENCI serves 2,220 people · EPA ID MI0004490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| D&P Communications Cable | 250 / 25 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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