324 E James St, Chula Vista, CA 91910 Property Records

San Diego County property record for 324 E James St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 1962
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Company Names on Record
Last Sale	$515,000 (Dec 2018)
Tax Bill	$7,285 (2025)
Deeds & Mortgages	Sep 2025 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`639-450-11-00`

Property Details

APN / Parcel Number

Primary APN	`639-450-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,614 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	324 E JAMES ST
City	CHULA VISTA
State	CA
Zip	91910-6303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 25 TR 004767
Legal Subdivision	HILLTOP ESTATES
Legal Tract	004767
Legal Block	1
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1017
Census Tract	13401

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	324 E JAMES ST, CHULA VISTA, CA 91910-6303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Intrafamily Transfer, Transfer
May 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 5, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Jun 29, 2000 · Amount on Record
Deed Document Number	2018500678
Last Transfer Date	May 5, 2021
Transfer Doc	0000366560
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2025
Property Address	324 E JAMES ST, CHULA VISTA, CA 91910-6303
Document Number	0000264646
Map Reference	MAP 4767
Instrument Date	Sep 23, 2025
Instrument	2025-0264646
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 E JAMES ST, CHULA VISTA, CA 91910-6303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	324 E JAMES ST, CHULA VISTA, CA 91910-6303

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2021
Property Address	324 E JAMES ST, CHULA VISTA, CA 91910-6303
Document Number	0000366560
Map Reference	MAP 4767
Instrument Date	May 5, 2021
Instrument	2021-0366560
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	324 E JAMES ST, CHULA VISTA, CA 91910-6303

Mortgage

Document Number	0000366561
Date	May 12, 2021
Instrument	2021-0366561

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	324 E JAMES ST, CHULA VISTA, CA 91910-6303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040183
Date	Jan 26, 2017
Instrument	2017-0040183

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2018
Property Address	324 E JAMES ST, CHULA VISTA, CA 91910-6303
Document Number	0000500678
Map Reference	MAP 4767
Instrument Date	Nov 2, 2018
Instrument	2018-0500678
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1082 WINDING OAK DR, CHULA VISTA, CA 91910-6761

Mortgage

Document Number	0000500679
Date	Dec 5, 2018
Instrument	2018-0500679

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$629,862 (+2%) Land $269,869 Building $359,993
2025	$7,285.00 (+4.85%) Homeowner's exemption	$617,513 (+4.04%) Land $264,578 Building $352,935
2023	$6,948.00 (+2%)	$593,536 Land $254,305 Building $339,231
2022	$6,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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