324 E Emerson Ave, Fairborn, OH 45324 Property Records

Greene County property record for 324 E Emerson Ave, Fairborn, OH 45324

Property Summary

Property Type	Apartment House (2-4 Units)
Details	3,666 sqft · built 1943
Owner	Company Name on Record
Tax Bill	$4,211 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A021019042`

Property Details

APN / Parcel Number

Primary APN	`A021019042`
Alternative APN	`A02-0001-0019.0-0042.00`

Interior

Stories	2 Stories
Building Area	3,666 sqft Total Area

Exterior

Year Built	Built 1943
Lot Depth	100 ft Depth

Location & Zoning

Old Parcel Number	A021019042
Street Address	324 E EMERSON AVE
City	FAIRBORN
State	OH
Zip	45324-5356
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	R-4
Legal Description	KRUMM 1 ALL PT VAC ST LOT 69A .0358A E SIDE 324 EMERSON AV
Legal Subdivision	KRUMM 1
Legal Lot Number	69A 358A
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	3
Census Block	3015
Census Tract	200300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Albert Krumm Apartments Historic District listed 2025 · 44 contributing resources · NRIS 100011496

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1048, SKANEATELES, NY 13152-5048
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BANK OF INDIANA
Aug 17, 2020	Special Warranty Deed, Transfer · Commercial Mortgage MERCHANTS BANK OF INDIANA
Jun 22, 2018	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020
Deed Sale	Aug 17, 2020
Prior Sale	Sep 13, 2013 · Amount on Record
Deed Document Number	2020015807
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	324 E EMERSON AVE, FAIRBORN, OH 45324-5356
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010928
Date	Aug 11, 2023
Instrument	2023010928

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Aug 17, 2020
Property Address	324 E EMERSON AVE, FAIRBORN, OH 45324-5356
Document Number	0000015807
Map Reference	MB 2 PG 260
Instrument Date	Jul 31, 2020
Instrument	2020015807
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1048, SKANEATELES, NY 13152-5048
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015808
Date	Aug 17, 2020
Instrument	2020015808

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GREENE OH
Recording Date	Jun 22, 2018
Property Address	324 E EMERSON AVE, FAIRBORN, OH 45324-5356
Instrument Date	Jun 15, 2018
Instrument	10096
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15035 CORONA DEL MAR PACIFIC PALISADES CA 902724455, PACIFIC PALISADES, CA 90272-4455

Mortgage

Document Number	0000010096
Date	Jun 22, 2018
Instrument	10096

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 N TRYON ST, CHARLOTTE, NC 28246-0100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 21, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,211.00 (+0.36%)	$36,700 (-) Land $6,120 Building $30,580
2024	$4,196.00 (+96.07%)	$36,700 (-) Land $6,120 Building $30,580
2023	$2,140.00 (+3.38%)	$36,700 (+20.45%) Land $6,120 Building $30,580	$104,840 (+20.44%) Land $17,480 Building $87,360
2022	$2,070.00	$30,470 Land $6,120 Building $24,350
2020			$87,050 Land $17,480 Building $69,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (1980–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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