324 E Congress St, Belding, MI 48809 Property Records

Ionia County property record for 324 E Congress St, Belding, MI 48809 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1920
Square Footage	1,020 sqft Living Area
Lot Size	10,280 sqft (0.236 acres)
Occupancy	Owner Occupied
Last Sale	$125,500 (2017)
Tax Bill	$2,524.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`40305000002000`
Alternative APN	`34-403-050-000-020-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,020 sqft Living Area
1st Floor	816 sqft 1st Floor
Basement Area	816 sqft Basement
Unfinished Basement	816 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	10,280 sqft (0.236 acres)
Depth X Width	132 ft x 78 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	552 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	324 E CONGRESS ST
City	BELDING
State	MI
Zip	48809-1718
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITY OF BELDING BELDINGS ADDN LOT 5 S OF MAIN ST, LOT 10 & W 12 FT OF LOT 9
Legal Subdivision	CITY OF BELDING BELDINGS ADD
Legal Lot Number	5,9-10
Jurisdiction	IONIA MI
Minor Civil Division	BELDING
Census Blockgroup	3
Census Block	3020
Census Tract	30200

Owner

Source: Ionia County records · APN 40305000002000

Assessment roll updated July 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	324 E CONGRESS ST, BELDING, MI 48809-1718
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Apr 23, 2010 · Amount on Record
Prior Transfer Date	Nov 10, 2011
Prior Transfer Doc	622/1130
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Belding City
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,300 (+21.62%) Land $17,800 Building $97,500	$230,600 (+21.62%) Land $35,600 Building $195,000
2025	$2,524.00 Homeowner's exemption	$94,800 (+35.82%) Land $13,400 Building $81,400	$189,600 (+35.82%) Land $26,800 Building $162,800
2023		$69,800 Land $12,300 Building $57,500	$139,600 Land $24,600 Building $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ionia County (26067C), updated January 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.