324 E Coney Ave, Watseka, IL 60970 Property Records

Iroquois County property record for 324 E Coney Ave, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.557 acres (24,289 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,430 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`26 05 279 016`

Property Details

APN / Parcel Number

Primary APN	`26 05 279 016`

Exterior

Lot Area	24,289 sqft (0.557 acres)

Location & Zoning

Street Address	324 E CONEY AVE
City	WATSEKA
State	IL
Zip	60970-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GERTIE C MARTINS SD LTS 14-20 FAIRMANS ADD LT 2 BLK 1
Legal Subdivision	GERTIE C MARTINS SD
Legal Block	1
Legal Lot Number	2,14-20
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1006
Census Tract	950500

Owner

324 E Coney Ave is owned and occupied by two individuals who acquired it in July 2017.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 E CONEY AVE, WATSEKA, IL 60970-1715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed, Transfer · Conventional Mortgage FIRST TRUST & SAVINGS BANK OF WATSE
Jul 6, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 5, 2017
Transfer Doc	0000002054
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 30, 2022
Property Address	324 E CONEY AVE, WATSEKA, IL 60970-1715
Document Number	00022R3527
Map Reference	MB E PG 186
Instrument Date	Sep 30, 2022
Instrument	22R3527
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	324 E CONEY AVE, WATSEKA, IL 60970-1715

Mortgage

Document Number	00022R3528
Date	Sep 30, 2022
Instrument	22R3528

Lender

Name	FIRST TRUST & SAVINGS BANK OF WATSE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Jul 6, 2017
Property Address	324 E CONEY AVE, WATSEKA, IL 60970-1715
Document Number	17R2054
Map Reference	MB E PG 186
Instrument Date	Jul 5, 2017
Instrument	17R2054
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E CONEY AVE, WATSEKA, IL 60970-1715
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 324 E Coney Ave was $7,430 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,430.00	$79,190 Land $18,650 Building $60,540	$237,570 Land $55,950 Building $181,620
2022	$6,703.00	$63,570 Land $14,970 Building $48,600	$190,710 Land $44,910 Building $145,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 E Coney Ave in Zone X, an area of moderate flood risk, though there have been 28 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1981–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 E Coney Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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