324 E Colonial Hwy, Hamilton, VA 20158 Property Records

Loudoun County property record for 324 E Colonial Hwy, Hamilton, VA 20158

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,017 sqft · built 2000
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (May 2015)
Tax Bill	$4,953 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`382-26-0720-000`

Property Details

APN / Parcel Number

Primary APN	`382-26-0720-000`
Alternative APN	`37 A 1 130`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,017 sqft Living Area
1st Floor Area	810 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	203 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	324 E COLONIAL HWY
City	HAMILTON
State	VA
Zip	20158-9016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HA:R2
Legal Description	TOWN 201010210066161 D/G 1544--2461 Q/C 947--1683
Legal Subdivision	TOWN
Legal Block	2
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	2
Census Block	2032
Census Tract	610703

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Goose Creek Historic District listed 1982 · 153 contributing resources · NRIS 82001822

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 E COLONIAL HWY, HAMILTON, VA 20158-9016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK NA
Jul 21, 2020	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2015 · Amount on Record
Deed Sale	May 26, 2015 · Amount on Record
Prior Sale	May 15, 2013 · Amount on Record
Deed Book / Page	201505260 / 33466
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	324 E COLONIAL HWY, HAMILTON, VA 20158-9016
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100539
Date	Sep 27, 2021
Instrument	202109270100539

Lender

Name	CITIZENS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	324 E COLONIAL HWY, HAMILTON, VA 20158-9016
Document Number	20200727061143
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E COLONIAL HWY HAMILTON VA 201589016, HAMILTON, VA 20158-9016

Mortgage

Document Number	20200727061143
Date	Jul 27, 2020
Instrument	61143

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Municipality	Hamilton Town
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,953.00 (+14.2%)	$615,340 (+24.15%) Land $210,400 Building $404,940	$615,340 (+24.15%) Land $210,400 Building $404,940
2023	$4,337.00	$495,660 Land $185,400 Building $310,260	$495,660 Land $185,400 Building $310,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMILTON serves 2,240 people · EPA ID VA6107150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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