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324 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 324 E Church St, Frederick, MD 21701 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details1 ba · 1,240 sqft · built 1880
Lot Size0.075 acres (3,280 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Aug 2002)
Tax Bill$6,752 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-106329

Property Details

APN / Parcel Number

Primary APN02-106329
Alternative APNs
  • 2106329
  • 106329

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,240 sqft Living Area
1st Floor Area620 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof TypeSawtooth
Roof MaterialMetal
Lot Area3,280 sqft (0.075 acres)
Lot Dimensions160 ft deep x 2 ft wide
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number106329
Street Address324 E CHURCH ST
CityFREDERICK
StateMD
Zip21701-5642
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 20 1/2 X 160 324 E. CHURCH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number20,32
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2018
Census Tract772200

Owner

Source: Frederick County records · APN 02-106329

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address324 E CHURCH ST, FREDERICK, MD 21701-5642
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
PRESIDENTIAL BANK FSB
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2002 · Amount on Record
Deed SaleAug 06, 2002 · Amount on Record
Deed Document Number20026046
Deed Book / Page3207 / 731
Last Transfer DateMar 08, 2024
Transfer Doc0168000226
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateMar 20, 2024
Property Address324 E CHURCH ST, FREDERICK, MD 21701-5642
Document Number0168000226
Book / Page16800 / 226
Instrument DateMar 11, 2024
Transaction TypeTransfer
Record UpdatedApr 02, 2024
Title CompanyLAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address324 E CHURCH ST, FREDERICK, MD 21701-5642

Mortgage

Document Number0016800231
DateMar 20, 2024
Instrument16800/231
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address324 E CHURCH ST, FREDERICK, MD 21701-5642
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0144870426
DateJan 26, 2021
Book Page14487/426
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term236 Months
DueSep 01, 2040

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$374,733 (+2.64%)$394,000 (+7.92%) Land $166,400 Building $227,600
2025$6,752.00 (+1%)$365,100 (+23.69%) Land $126,400 Building $238,700$365,100 (-) Land $126,400 Building $238,700
2024$6,138.00 (+13.79%)
2023$5,394.00$295,167$365,100 Land $126,400 Building $238,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217722002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1982–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 1996, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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