324 E Allenton St, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 324 E Allenton St, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,014 sqft · built 1982
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Oct 2022)
Tax Bill	$1,934 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2005 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`7503 14 44 2053`

Property Details

APN / Parcel Number

Primary APN	`7503 14 44 2053`
Alternative APNs	`1479949` `1486597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,014 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	270 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Propane

Location & Zoning

Account Number	1486597
Street Address	324 E ALLENTON ST
City	MOUNT GILEAD
State	NC
Zip	27306-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	COLON LISKE COLON LISKE
Legal Subdivision	LAND OF T F HAYWOOD
Jurisdiction	MONTGOMERY NC
Township / Civil Division	MOUNT GILEAD
Census Block Group	2
Census Block	2051
Census Tract	960401

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Nov 28, 2005	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Nov 10, 2014	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 24, 2009	Deed of Trust, Mortgage · VA Mortgage MONARCH BANK
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 28, 2018	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Mar 6, 2014	Warranty Deed, Transfer · Conventional Mortgage MARKET CONSULTING MORTGAGE INC
Mar 19, 2014	Warranty Deed, Transfer
Sep 7, 2007	Warranty Deed, Transfer · VA Mortgage COASTAL MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	2022375998
Deed Book / Page	912 / 627
Prior Transfer Date	Jul 15, 2020
Prior Transfer Doc	0000363833
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00837/0652
Date	Nov 18, 2019
Book Page	0837/0652
Instrument	361006

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00550/0440
Date	Nov 28, 2005
Book Page	0550/0440
Instrument	05503883

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000744/217
Date	Nov 10, 2014
Book Page	744/217
Instrument	340143

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2039

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000648/441
Date	Nov 24, 2009
Book Page	648/441
Instrument	319363

Lender

Name	MONARCH BANK
Type	Bank
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2039

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Oct 27, 2022
Property Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602
Document Number	000912/627
Book / Page	912 / 627
Instrument Date	Oct 27, 2022
Instrument	375998
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602

Mortgage

Document Number	0000375999
Date	Oct 27, 2022
Instrument	375999

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.65%
Index	5-Year CMT
Max Rate	10.6%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 28, 2018
Property Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602
Document Number	00805/0528
Book / Page	0805 / 0528
Instrument Date	Mar 22, 2018
Instrument	354041
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1561 REAP RD, ALBEMARLE, NC 28001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602

Mortgage

Document Number	00805/0531
Date	Mar 28, 2018
Book Page	0805/0531
Instrument	354042

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 6, 2014
Property Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602
Document Number	000731/664
Book / Page	731 / 664
Instrument Date	Mar 6, 2014
Instrument	337243
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 483, MOUNT GILEAD, NC 27306-0483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34931 TARHEELIA CAMP RD, ALBEMARLE, NC 28001-6327

Mortgage

Document Number	000731/667
Date	Mar 6, 2014
Book Page	731/667
Instrument	337244

Lender

Name	MARKET CONSULTING MORTGAGE INC
Address	RALEIGH, NC 27607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2044

March 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 19, 2014
Property Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602
Document Number	000732/173
Book / Page	732 / 173
Instrument Date	Mar 6, 2014
Instrument	337383
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 483, MOUNT GILEAD, NC 27306-0483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34931 TARHEELIA CAMP RD, ALBEMARLE, NC 28001-6327

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Sep 7, 2007
Property Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602
Document Number	000600/437
Book / Page	600 / 437
Instrument Date	Sep 7, 2007
Instrument	308486
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 E ALLENTON ST, MOUNT GILEAD, NC 27306-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 483, MOUNT GILEAD, NC 27306-0483

Mortgage

Document Number	0000308487
Date	Sep 7, 2007
Instrument	308487

Lender

Name	COASTAL MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Mount Gilead Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,258 (-) Land $8,625 Building $150,633	$159,258 (-) Land $8,625 Building $150,633
2025	$1,934.00	$159,258 (-) Land $8,625 Building $150,633	$159,258 (-) Land $8,625 Building $150,633
2023		$159,258 Land $8,625 Building $150,633	$159,258 Land $8,625 Building $150,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT GILEAD serves 1,463 people · EPA ID NC0362015
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

4G LTE only, no 5G reported

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