324 E 7th St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 324 E 7th St, Mount Carmel, PA 17851

Property Summary

Property TypeSingle Family Home
Lot Size0.051 acres (2,250 sqft)
OwnerCompany Name on Record
Last Sale$455,000 (Mar 2025)
Tax Bill$663 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Jul 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN006-03-003-118

Property Details

APN / Parcel Number

Primary APN006-03-003-118

Exterior

Lot Area2,250 sqft (0.051 acres)
Lot Dimensions150 ft deep x 15 ft wide

Location & Zoning

Street Address324 E 7TH ST
CityMOUNT CARMEL
StatePA
Zip17851-2324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 X 150
Legal SubdivisionLOCUST MOUNTAIN ADDITION
JurisdictionNORTHUMBERLAND PA
Township / Civil DivisionMOUNT CARMEL
Census Block Group2
Census Block2008
Census Tract81000

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address324 E 7TH ST, MOUNT CARMEL, PA 17851-2324
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF AMERICA
Jul 25, 2022Deed of Trust, Mortgage · Commercial Mortgage
MEMBERS CHOICE FINANCIAL CU
Apr 22, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2025 · Amount on Record
Deed SaleMar 4, 2025 · Amount on Record
Prior SaleApr 22, 2020 · Amount on Record
Deed Document Number20252969
Deed Book / Page3388 / 466
Prior Transfer DateJun 4, 2009
Prior Transfer Doc002151/832
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHUMBERLAND PA
Property Address324 E 7TH ST, MOUNT CARMEL, PA 17851-2324
Transaction TypeMortgage
Record UpdatedOct 10, 2025
Title CompanyNORTHEAST PA ABSTRACT LLC, NORTHEAST PA STLMTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00003431/1
DateSep 30, 2025
Book Page3431/1
Instrument202512972
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
AddressEAST LANSING, MI 48826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 29, 2045

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHUMBERLAND PA
Property Address324 E 7TH ST, MOUNT CARMEL, PA 17851-2324
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003198/630
DateJul 25, 2022
Book Page3198/630
Instrument202212136
Lender
NameMEMBERS CHOICE FINANCIAL CU
TypeCredit Union
AddressDANVILLE, PA 17821
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionNORTHUMBERLAND PA
Recording DateApr 22, 2020
Property Address324 E 7TH ST, MOUNT CARMEL, PA 17851-2324
Document Number002993/551
Book / Page2993 / 551
Instrument DateApr 10, 2020
Instrument202005125
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

AmountAmount Recorded
Tax$355.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 NATH POPLAR STREET, NORTHUMBERLAND, PA 17857

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyNorthumberland County
MunicipalityMount Carmel Borough
Unified School DistrictMount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$663.00 (+9.05%)$5,000 (-) Land $350 Building $4,650
2024$608.00$5,000 (-) Land $350 Building $4,650
2023$608.00$5,000 Land $350 Building $4,650
1972$5,000 Land $350 Building $4,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 94% of Pennsylvania
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA ROARING CREEK DIVISION
private · serves 43,000 people · EPA ID PA4490024
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2026
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
2,000 / 200
Verizon
Fixed Wireless
300 / 20

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