Chatham County property record for 324 E 46th St, Savannah, GA 31405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,904 sqft · built 1926 |
| Lot Size | 0.267 acres (11,617 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Jan 2026) |
| Tax Bill | $11,981 (2025) |
| Deeds & Mortgages | Jan 2026 Foreclosure Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0087-03-009 |
| Primary APN | 2-0087-03-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,904 sqft Living Area |
| 1st Floor Area | 2,161 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 11,617 sqft (0.267 acres) |
| Lot Dimensions | 96 ft deep x 121 ft wide |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 324 E 46TH ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31405-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | EAST PART OF LOT 174 WATSON WARD 92 X 29 X 105 X 87 |
| Legal Subdivision | ARDSLEY PARK |
| Legal Lot Number | 174 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 2900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 324 E 46TH ST, SAVANNAH, GA 31405-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2007 · Amount on Record |
| Deed Book / Page | 3887 / 501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jan 23, 2026 |
| Property Address | 324 E 46TH ST, SAVANNAH, GA 31405-2222 |
| Document Number | 0038870501 |
| Book / Page | 3887 / 501 |
| Instrument Date | Jan 23, 2026 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 E 46TH ST, SAVANNAH, GA 31405-2222 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 324 E 46TH ST, SAVANNAH, GA 31405-2222 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0001018064 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 1018/064 |
| Name | MORGAN STANLEY PRIVATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.69% |
| Type Change Date | Mar 1, 2027 |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,360 (-0.19%) Land $128,000 Building $287,360 | $1,038,400 (-0.19%) Land $320,000 Building $718,400 | |
| 2025 | $11,981.00 (+8.83%) | $416,160 (+21.71%) Land $128,000 Building $288,160 | $1,040,400 (+21.71%) Land $320,000 Building $720,400 |
| 2024 | $11,009.00 (-0.29%) | ||
| 2023 | $341,920 (+28.21%) Land $129,600 Building $212,320 | $854,800 (+28.21%) Land $324,000 Building $530,800 | |
| 2022 | $11,041.00 | $266,680 Land $40,000 Building $226,680 | $666,700 Land $100,000 Building $566,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 14 (1979–2024) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, ClearWave.
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