324 E 2nd St, Winona, MN 55987 Property Records

Winona County property record for 324 E 2nd St, Winona, MN 55987

Property Summary

Property Type	Commercial
Details	10,000 sqft · built 1965
Lot Size	0.321 acres (13,983 sqft)
Owner	Company Name on Record
Last Sale	$5,000 (Feb 2024)
Tax Bill	$9,162 (2026)
Deeds & Mortgages	May 2024 Transfer Oct 2022 Sale & Line of Credit
APN	`32.300.3120`

Property Details

APN / Parcel Number

Primary APN	`32.300.3120`

Interior

Stories	1 Story
Building Area	10,000 sqft Total Area
1st Floor Area	10,000 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	14 ft deep x 10 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Street Address	324 E 2ND ST
City	WINONA
State	MN
Zip	55987-3715
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-23 TWP-107 RANGE-007 LAIRDS ADDITION LOT-011 BLOCK-158 & LOT 12
Legal Range	007
Legal Township	107
Legal Section	23
Legal Subdivision	LAIRDS ADDITION
Legal Block	158
Legal Lot Number	11-12
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	4
Census Block	4010
Census Tract	670600

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	324 E 2ND ST, WINONA, MN 55987-3715
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 24, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2022	Warranty Deed, Transfer · Line of Credit MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Oct 5, 2022 · Amount on Record
Deed Document Number	20241622490
Last Transfer Date	Apr 29, 2024
Transfer Doc	000A654855
Record Updated	Oct 29, 2026

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINONA MN
Recording Date	May 24, 2024
Property Address	324 E 2ND ST, WINONA, MN 55987-3715
Document Number	000A654855
Instrument Date	Apr 29, 2024
Instrument	A654855
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E 2ND ST, WINONA, MN 55987-3715

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Oct 5, 2022
Property Address	324 E 2ND ST, WINONA, MN 55987-3715
Document Number	000A645586
Instrument Date	Sep 30, 2022
Instrument	A645586
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 W 6TH ST, WINONA, MN 55987-1538

Mortgage

Document Number	000A645587
Date	Oct 5, 2022
Instrument	A645587

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,162.00 (+11.08%) Additional exemption filed	$461,000 (+19.77%) Land $80,100 Building $380,900	$461,000 (+19.77%) Land $80,100 Building $380,900
2025	$8,248.00 (+11.55%) Additional exemption filed	$384,900 (+10.13%) Land $80,100 Building $304,800	$384,900 (+10.13%) Land $80,100 Building $304,800
2023	$7,394.00	$349,500 Land $75,600 Building $273,900	$349,500 Land $75,600 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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