324 E 2nd St, Waconia, MN 55387 Property Records

Carver County property record for 324 E 2nd St, Waconia, MN 55387

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.25 ba · 1,197 sqft · built 1900
Lot Size0.198 acres (8,625 sqft)
OwnerCompany Name on File
Last Sale$258,200 (Feb 2022)
Tax Bill$3,334 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN75-0501950

Property Details

APN / Parcel Number

Primary APN75-0501950

Interior

Bedrooms2 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,197 sqft Finished Area
Gross Area1,670 sqft
1st Floor Area704 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address324 E 2ND ST
CityWACONIA
StateMN
Zip55387-1509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 003 BLOCK 020
Legal Range025
Legal Township116
Legal Section13
Legal SubdivisionCITY LOTS OF WACONIA
Legal Block20
Legal Lot Number3
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group2
Census Block2034
Census Tract90303

Owner

324 E 2nd St is owned by a company that bought it in February 2022.

Source: Carver County records, as of August 14, 2026

Owner of RecordCompany Name on File
Mailing Address295 W 82ND ST, CHASKA, MN 55318-9612
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Warranty Deed, Transfer · Commercial Mortgage
BRIDGEWATER BANK
Jun 25, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 26, 2019Warranty Deed, Transfer · FHA Mortgage
OLD NAT'L BK
Aug 26, 2019Quit Claim Deed, Transfer
TITLE MARK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2022 · Amount on File
Deed SaleFeb 15, 2022 · Amount on File
Prior SaleFeb 3, 2022 · Amount on File
Deed Document Number2022742113
Prior Transfer DateAug 9, 2019
Prior Transfer Doc000A682039
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateFeb 15, 2022
Property Address324 E 2ND ST, WACONIA, MN 55387-1509
Document Number000A742113
Instrument DateFeb 3, 2022
InstrumentA742113
Transaction TypeTransfer
Record UpdatedMar 18, 2022
Title CompanyEXECUTIVE TITLE-TAYLOR, EXECUTIVE TITLE TAYLOR

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$852.06
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 W 82ND ST, CHASKA, MN 55318-9612

Mortgage

Document Number000A742114
DateFeb 15, 2022
InstrumentA742114
Lender
NameBRIDGEWATER BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueFeb 5, 2027

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address324 E 2ND ST, WACONIA, MN 55387-1509
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A727537
DateJun 25, 2021
InstrumentA727537
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term341 Months
DueNov 1, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateAug 26, 2019
Property Address324 E 2ND ST, WACONIA, MN 55387-1509
Document Number0000682037
Instrument DateAug 15, 2019
Instrument682037
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyTITLE MARK

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$709.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 2ND # WACONIA MN 55387, WACONIA, MN 55387

Mortgage

Document Number682038
DateAug 26, 2019
Instrument682038
Lender
NameOLD NAT'L BK
TypeBank
AddressEVANSVILLE, IN 47708
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 25, 2049

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARVER MN
Recording DateAug 26, 2019
Property Address324 E 2ND ST, WACONIA, MN 55387-1509
Document Number0000682039
Instrument DateAug 9, 2019
Instrument682039
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyTITLE MARK

Transaction

AmountAmount on Record
Tax$1.65
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address324 E 2ND ST WACONIA MN 553871509, WACONIA, MN 55387-1509

Tax Assessment & Valuation

The 2026 property tax bill for 324 E 2nd St was $3,334.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWaconia City
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,334.00$274,600 (+6.6%) Land $125,000 Building $149,600$274,600 (+6.6%) Land $125,000 Building $149,600
2025$257,600 (+7.47%) Land $100,000 Building $157,600$257,600 (+7.47%) Land $100,000 Building $157,600
2024$2,888.00 (-2.17%)$239,700 (+1.74%) Land $80,000 Building $159,700$239,700 (+1.74%) Land $80,000 Building $159,700
2023$2,952.00 Homeowner's exemption$235,600 Land $80,000 Building $155,600$235,600 Land $80,000 Building $155,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 324 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaconia
serves 13,277 people · EPA ID MN1100010
Water SourceGroundwater
Last State InspectionDec 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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