324 E 2970 S, Naples (Vernal), UT 84078 Property Records

Uintah County property record for 324 E 2970 S, Naples, UT 84078

Property Summary

Property TypeOther
Details1,763 sqft
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$877,800 (Jan 2024)
Tax Bill$2,368 (2025)
Deeds & MortgagesOct 2025 Reverse Mortgage
Nov 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06:023:0459

Property Details

APN / Parcel Number

Primary APN06:023:0459
Alternative APNs
  • 137366
  • 147719

Interior

Building Area1,763 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area11,761 sqft (0.27 acres)

Location & Zoning

Account Number147719
Street Address324 E 2970 S
CityVERNAL
StateUT
Zip84078-8854
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionLOT 21 OF THE HUNTER HOLLOW SUBD, LOC IN THE SE/4 NE/4 OF SEC 2, T5S, R21E, SLB&M. ALSO, BEG AT THE SW COR OF LOT 21 OF THE
Legal Range21E
Legal Township05S
Legal Section02
Legal SubdivisionHUNTER HOLLOW SUBDIVISION
Legal Lot Number21
JurisdictionUINTAH UT
Township / Civil DivisionVERNAL
Census Block Group1
Census Block1006
Census Tract968202

Owner

Source: Uintah County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address324 E 2970 S, VERNAL, UT 84078-8854
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · Reverse Mortgage
PHH MORTGAGE SERVICES CORP
Nov 1, 2023Deed of Trust, Mortgage · Line of Credit
MOUNTAIN AMERICA FCU
Sep 20, 2023Deed of Trust, Mortgage · Commercial Mortgage
MOUNTAIN AMERICA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2024 · Amount on Record
Deed SaleJan 31, 2024 · Amount on Record
Prior SaleOct 19, 2010 · Amount on Record
Deed Document Number2024573
Deed Book / Page1846 / 35
Prior Transfer DateJan 23, 2009
Prior Transfer Doc001125/941
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUINTAH UT
Property Address324 E 2970 S, NAPLES, UT 84078-8854
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanyALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 E 2970 S, NAPLES, UT 84078-8854

Mortgage

Document Number001929/820
DateOct 9, 2025
Book Page1929/820
Instrument2025006307
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term884 Months
DueJun 21, 2099
Interest
Rate TypeAdjustable Rate
Rate4.87%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2025
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate9.87%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUINTAH UT
Property Address324 E 2970 S, NAPLES, UT 84078-8854
Transaction TypeMortgage
Record UpdatedApr 22, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001838/73
DateNov 1, 2023
Book Page1838/73
Instrument2023005778
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUINTAH UT
Property Address324 E 2970 S, NAPLES, UT 84078-8854
Transaction TypeMortgage
Record UpdatedFeb 27, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001834/414
DateSep 20, 2023
Book Page1834/414
Instrument2023005023
Lender
NameMOUNTAIN AMERICA CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 19, 2033

Tax Assessment & Valuation

Source: Uintah County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUintah County
MunicipalityNaples City
Unified School DistrictUintah School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,368.00$279,133 (+4.57%) Land $17,686 Building $261,447$279,133 (+4.57%) Land $17,686 Building $261,447
2024$2,368.00 (+11.17%)$266,922 (+14.93%) Land $15,531 Building $251,391$266,922 (+14.93%) Land $15,531 Building $251,391
2023$2,130.00 (+5.97%)$232,248 (+22.94%) Land $15,531 Building $216,717$232,248 (+22.94%) Land $15,531 Building $216,717
2022$2,010.00$188,904 Land $15,531 Building $173,373$188,904 Land $15,531 Building $173,373

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 65% of Utah
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLEY VALLEY WATER AND SEWER ID
serves 13,835 people · EPA ID UTAH24013
Water SourceSurface water
Last State InspectionJun 2025
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Strata Networks
Cable · DSL · Fiber, Fixed Wireless in parts of the area
1,000 / 500

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