324 E 20th St, Chester, PA 19013 Property Records

Delaware County property record for 324 E 20th St, Chester, PA 19013

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,602 sqft · built 1920
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (May 2022)
Tax Bill	$1,945 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-05-372:001`

Property Details

APN / Parcel Number

Primary APN	`49-05-372:001`
Alternative APN	`49-01-00340-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Brick
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	123 ft deep x 38 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4905372001
Street Address	324 E 20TH ST
City	CHESTER
State	PA
Zip	19013-5409
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 STY HSE 38 X 123
Legal Block	90
Jurisdiction	DELAWARE PA
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2009
Census Tract	404500

Owner

324 E 20th St, a duplex, is owned and occupied by an individual who bought it in May 2022.

Source: Delaware County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	324 E 20TH ST, CHESTER, PA 19013-5409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage NEIGHBORHOOD ASSISTANCE CORPORATION OF A
May 16, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Dec 29, 2011 · Amount on File
Deed Document Number	202228694
Deed Book / Page	6828 / 4555
Prior Transfer Date	Feb 7, 2002
Prior Transfer Doc	0000043097
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	324 E 20TH ST, CHESTER, PA 19013-5409
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068284582
Date	May 16, 2022
Book Page	6828/4582
Instrument	2022028696

Lender

Name	NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Type	Non-Lending Institution
Address	ROXBURY, MA 02119

Agreement

Amount	Amount on Record

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	May 16, 2022
Property Address	324 E 20TH ST, CHESTER, PA 19013-5409
Document Number	0068284555
Book / Page	6828 / 4555
Instrument Date	Apr 12, 2022
Instrument	2022028694
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	ACORN CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	324 E 20TH ST, CHESTER, PA 19013-5409

Mortgage

Document Number	0068284562
Date	May 16, 2022
Book Page	6828/4562
Instrument	2022028695

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 324 E 20th St was $1,945.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
Municipality	Chester City
Unified School District	Chester-Upland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,945.00	$69,080 Land $20,280 Building $48,800	$69,080 Land $20,280 Building $48,800
2024		$69,080 Land $20,280 Building $48,800
2023	$2,590.00
2021			$69,080 (-)
2020			$69,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 324 E 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 324 E 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER WATER AUTHORITY serves 140,437 people · EPA ID PA1230004
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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