324 E 16th St, Holland, MI 49423 Property Records

Ottawa County property record for 324 E 16th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,086 sqft · built 1966
Lot Size	0.514 acres (22,390 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Dec 2023)
Tax Bill	$9,158 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-33-102-021`

Property Details

APN / Parcel Number

Primary APN	`70-16-33-102-021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,086 sqft Living Area
1st Floor Area	1,391 sqft
Basement Area	1,391 sqft
Unfinished Basement	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	22,390 sqft (0.514 acres)
Lot Dimensions	200 ft deep x 112 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	324 E 16TH ST
City	HOLLAND
State	MI
Zip	49423-3739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	E 112 FT OF N 158 FT OF NW 1/4 OF NW 1/4, ALSO ALL THAT PART OF E 1/4 OF NW 1/4 OF NW 1/4 DESC AS BEG AT A PT ON W 1/8 LI OF SEC DISTANT S 89D 50M 27S W 130847 FT ALG N LI OF SEC & S 0D 10M 09S E 158 FT FROM N 1/4 SEC COR & PROCEEDING TH S 0D 10M 09S
Legal Range	15W
Legal Township	05N
Legal Section	33
Legal Block	102
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	4
Census Block	4005
Census Tract	25700

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 E 16TH ST, HOLLAND, MI 49423-3739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Aug 4, 2023	Warranty Deed, Transfer IRONGATE TITLE AGENCY LLC
Jul 20, 2023	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit MACATAWA BANK
May 22, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	202332277
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	20170018041
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 19, 2023
Property Address	324 E 16TH ST, HOLLAND, MI 49423-3739
Document Number	20230032277
Instrument Date	Dec 15, 2023
Instrument	2023-0032277
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	IRONGATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1884 WESTWOOD DR NE, GRAND RAPIDS, MI 49525-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 FOREST HILL AVE SE, GRAND RAPIDS, MI 49546-2314
Investor	Possibly a Property Investor

Mortgage

Document Number	20230032278
Date	Dec 19, 2023
Instrument	2023-0032278

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 4, 2023
Property Address	324 E 16TH ST, HOLLAND, MI 49423-3739
Document Number	20230019328
Instrument Date	Aug 4, 2023
Instrument	2023-0019328
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	IRONGATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 E 16TH ST, HOLLAND, MI 49423-3739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1884 WESTWOOD DR NE, GRAND RAPIDS, MI 49525-1430

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 20, 2023
Property Address	324 E 16TH ST, HOLLAND, MI 49423-3739
Document Number	20230017945
Instrument Date	Jul 17, 2023
Instrument	2023-0017945
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 E 16TH ST, HOLLAND, MI 49423-3739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	64 W 35TH ST, HOLLAND, MI 49423-7115

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	324 E 16TH ST, HOLLAND, MI 49423-3739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170022727
Date	Jun 23, 2017
Instrument	2017-0022727

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49422

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 22, 2017
Property Address	324 E 16TH ST, HOLLAND, MI 49423-3739
Document Number	20170018041
Instrument Date	May 15, 2017
Instrument	2017-0018041
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E 16TH ST, HOLLAND, MI 49423-3739

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,000 (+4.53%)	$452,000 (+4.53%)
2025	$9,158.00 (+124.9%) Homeowner's exemption	$216,200 (+9.52%)	$432,400 (+9.52%)
2023		$197,400	$394,800
2022	$4,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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