324 Downham Ct, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 324 Downham Ct, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,277 sqft · built 1976
Lot Size	0.242 acres (10,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jun 2001)
Tax Bill	$12,030 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143-103-015-2`

Property Details

APN / Parcel Number

Primary APN	`143-103-015-2`
Alternative APN	`143-103-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,277 sqft Living Area
Gross Area	2,845 sqft
1st Floor Area	2,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,560 sqft (0.242 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	324 DOWNHAM CT
City	WALNUT CREEK
State	CA
Zip	94598-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	T04591 L0027 B
Legal Subdivision	SUBDIVISION 4591
Legal Tract	04591
Legal Lot Number	27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2021
Census Tract	338201

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 DOWNHAM CT, WALNUT CREEK, CA 94598-2320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage XCEED FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2001 · Amount on Record
Deed Sale	Jun 21, 2001 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Document Number	2001174119
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000128899
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	324 DOWNHAM CT, WALNUT CREEK, CA 94598-2320
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 DOWNHAM CT, WALNUT CREEK, CA 94598-2320

Mortgage

Document Number	0000122438
Date	Aug 4, 2022
Instrument	2022-122438

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 21, 2052

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2020
Property Address	324 DOWNHAM CT, WALNUT CREEK, CA 94598-2320
Document Number	0000128899
Map Reference	MB 168 PG 45
Instrument Date	Jun 25, 2020
Instrument	2020-128899
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	324 DOWNHAM CT, WALNUT CREEK, CA 94598-2320

Mortgage

Document Number	0000128900
Date	Jun 30, 2020
Instrument	2020-128900

Lender

Name	XCEED FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,037,442 (+2%) Land $467,999 Building $569,443
2025	$12,030.00 (+4.05%) Homeowner's exemption	$1,017,101 (+4.04%) Land $458,823 Building $558,278
2023	$11,562.00 (+0.89%) Homeowner's exemption	$977,607 Land $441,007 Building $536,600
2022	$11,460.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Etheric Networks, Sonic Telecom, T-Mobile.

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