Lowndes County property record for 324 Deer Trl, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,361 sqft · built 1981 |
| Lot Size | 0.297 acres (12,964 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $360 (2025) |
| Deeds & Mortgages | Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 52W220003700 |
| Primary APN | 52W220003700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,361 sqft Adjusted Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,964 sqft (0.297 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 324 DEER TRL |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEER TRAIL LOT 23 6A |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | DOYLE ESTATES |
| Legal Lot Number | 23 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 405 |
324 Deer Trl is owned and occupied by an individual who acquired it in July 2005.
Source: Lowndes County records, as of December 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 DEER TRL, COLUMBUS, MS 39702-9197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 12, 2005 |
| Transfer Doc | 0000005016 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 324 DEER TRL, COLUMBUS, MS 39702-9197 |
| Document Number | 0020178089 |
| Book / Page | 002017 / 028089 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 324 DEER TRL COLUMBUS MS 397029197, COLUMBUS, MS 39702-9197 |
| Document Number | 0020178089 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 002017/028089 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 324 Deer Trl was $360 with a homeowner's exemption, up 1.4% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $360.00 (+1.41%) Homeowner's exemption | $6,321 | $63,210 Land $10,000 Building $53,210 |
| 2024 | $355.00 (+10.59%) | ||
| 2023 | $321.00 Homeowner's exemption | $5,684 | $56,840 Land $10,000 Building $46,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Deer Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Deer Trl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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