324 D St NW, Miami, OK 74354 Property Records

Ottawa County property record for 324 D St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,855 sqft · built 1930
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$883 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12963`

Property Details

APN / Parcel Number

Primary APN	`12963`
Alternative APN	`3520-00-015-002-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,855 sqft Living Area
1st Floor Area	1,855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12963
Street Address	324 D ST NW
City	MIAMI
State	OK
Zip	74354-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 24.40' LT 1 & ALL LT 2 & N 7' LT 3, BLK 15 ORIGINAL PLAT I
Legal Range	22E
Legal Township	28N
Legal Section	25
Legal Subdivision	MIAMI O.P. I
Legal Block	15
Legal Lot Number	1-3
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1012
Census Tract	574500

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 D ST NW, MIAMI, OK 74354-5712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Nov 18, 2020	Quit Claim Deed, Transfer OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 1993
Deed Sale	Apr 23, 1993
Deed Book / Page	551 / 241
Last Transfer Date	Nov 17, 2020
Transfer Doc	001122/252
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Nov 18, 2020
Property Address	324 D ST NW, MIAMI, OK 74354-5712
Document Number	001122/251
Book / Page	1122 / 251
Instrument Date	Nov 17, 2020
Instrument	2020-004978
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$151.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 D ST NW, MIAMI, OK 74354-5712

Mortgage

Document Number	2020004980
Date	Nov 18, 2020
Instrument	2020-004980

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Nov 18, 2020
Property Address	324 D ST NW, MIAMI, OK 74354-5712
Document Number	001122/252
Book / Page	1122 / 252
Instrument Date	Nov 17, 2020
Instrument	2020-004979
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 D ST NW, MIAMI, OK 74354-5712

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,856 (-3.4%) Land $570 Building $8,286	$77,688 (-3.4%) Land $5,000 Building $72,688
2025	$883.00 (-1.23%)	$9,168 (-11.26%) Land $570 Building $8,598	$80,423 (-11.25%) Land $5,000 Building $75,423
2024	$894.00 (-18.21%)	$10,331 (-10.27%) Land $570 Building $9,761	$90,619 (-10.28%) Land $5,000 Building $85,619
2023	$1,093.00 (+2.73%)	$11,514 (-) Land $570 Building $10,944	$101,000 (-) Land $5,000 Building $96,000
2022	$1,064.00	$11,514 Land $570 Building $10,944	$101,000 Land $5,000 Building $96,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1986–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon, Wisper ISP.

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