324 Cooper St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 324 Cooper St, Cincinnati, OH 45215

Property Summary

Property Type	Apartments (5+ Units)
Details	4,707 sqft · built 1965
Lot Size	0.107 acres (4,704 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Sep 2023)
Tax Bill	$6,562 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`671-0006-0040-00`

Property Details

APN / Parcel Number

Primary APN	`671-0006-0040-00`

Interior

Stories	2 Stories
Building Area	4,707 sqft

Exterior

Year Built	Built 1965
Lot Area	4,704 sqft (0.107 acres)
Lot Dimensions	105 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	324 COOPER ST
City	CINCINNATI
State	OH
Zip	45215-4730
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	NS COOPER ST 45 X 105 PT LOTS 275-276 OLIVER 2ND SUB
Legal Subdivision	OLIVER 2ND SUB
Legal Lot Number	275-276 276
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	3
Census Block	3020
Census Tract	23201

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3607 NORTHDALE PL, CINCINNATI, OH 45213-2288
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Feb 6, 2004 · Amount on Record
Deed Document Number	0000068784
Deed Book / Page	15009 / 382
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 27, 2023
Property Address	324 COOPER ST, CINCINNATI, OH 45215-4730
Document Number	0000068784
Book / Page	15009 / 382
Map Reference	MB 1 PG 176
Instrument Date	Sep 22, 2023
Instrument	2023-0068784
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 NORTHDALE PL, CINCINNATI, OH 45213-2288

Mortgage

Document Number	0000068785
Date	Sep 27, 2023
Instrument	2023-0068785

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

Mortgage

Document Number	0000068849
Date	Sep 27, 2023
Book Page	15009/829
Instrument	2023-0068849

Lender

Name	AOYAMA INC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45215

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2024

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,562.00 (+0.21%)	$78,554 (-) Land $13,860 Building $64,694
2024	$6,548.00 (-0.2%)	$78,554 (-) Land $13,860 Building $64,694
2023	$6,561.00 (+30.85%)	$78,554 (+51.97%) Land $13,860 Building $64,694	$224,440 (+51.97%) Land $39,600 Building $184,840
2022	$5,014.00	$51,692 Land $13,356 Building $38,336
2020			$147,690 Land $38,160 Building $109,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1979–2020)
Claims Outside the SFHA	2 of 14
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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