324 Cooper St, #B, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 324 Cooper St, #B, Punta Gorda, FL 33950

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,441 sqft · built 1954
Lot Size	0.643 acres (28,000 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Apr 2024)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Feb 2026 Transfer Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`412305154003`

Property Details

APN / Parcel Number

Primary APN	`412305154003`
Alternative APNs	`00869300000004` `10004700459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,441 sqft Living Area
Gross Area	1,831 sqft
1st Floor Area	1,441 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,000 sqft (0.643 acres)
Porch	Enclosed Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00869300000004
Street Address	324 COOPER ST, B
City	PUNTA GORDA
State	FL
Zip	33950-3904
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NC
Legal Description	LA VILLA BLK A LTS 7 & 8 277/482 DC642/1661 1081/730 1093/1492 2461/892 POA2610/1176 DC3619/1252-RTT JR 4284/336 3391598 LVS 000 000A 0019 LA VILLA BLK A LTS 19 & 20 414/706 472/525 482/46 DC592/1252 595/965 DC672/1306 1145/234 D
Legal Range	23E
Legal Township	41S
Legal Section	05
Legal Subdivision	LA VILLA
Legal Tract	LVS
Legal Block	A
Legal Lot Number	7,8
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2061
Census Tract	10302

Owner

Source: Charlotte County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9077 SE HIGHWAY 31, ARCADIA, FL 34266-5909
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 10, 2024	Warranty Deed, Transfer ALONSO REAL ESTATE SERVICES INC
Feb 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	20243391598
Last Transfer Date	Feb 4, 2026
Transfer Doc	0003611066
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 4, 2026
Property Address	324 COOPER ST # B, B, PUNTA GORDA, FL 33950-3904
Document Number	0003611066
Map Reference	MB 1 PG 6
Instrument Date	Feb 4, 2026
Instrument	3611066
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2585 4TH ST, FORT MYERS, FL 33901-2507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9077 SE HIGHWAY 31, ARCADIA, FL 34266-5909

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 10, 2024
Property Address	324 COOPER ST # B, B, PUNTA GORDA, FL 33950-3904
Document Number	0003391598
Map Reference	MB 1 PG 6
Instrument Date	Apr 9, 2024
Instrument	3391598
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3656 PEACE RIVER DR, PUNTA GORDA, FL 33983-3521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 4TH ST, FORT MYERS, FL 33901-2507

Mortgage

Document Number	0003391599
Date	Apr 10, 2024
Instrument	3391599

Lender

Name	ALONSO REAL ESTATE SERVICES INC
Type	Non-Lending Institution
Address	PUNTA GORDA, FL 33983

Agreement

Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 22, 2018
Property Address	324 COOPER ST # B, B, PUNTA GORDA, FL 33950-3904
Document Number	0042840336
Book / Page	004284 / 000336
Instrument Date	Feb 21, 2018
Instrument	2588740
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$763.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3656 PEACE RIVER DR PUNTA GORDA FL 339833521, PUNTA GORDA, FL 33983-3521

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00 (-54.34%)	$67,154 (-35.34%) Land $66,640 Building $514	$67,154 (-39.51%) Land $66,640 Building $514
2024	$2,444.00 (+6.45%)
2023	$2,296.00 (+26.36%)	$103,862 (-2.07%)	$111,021 (+4.69%) Land $65,800 Building $45,221
2022	$1,817.00	$106,052 Land $47,600 Building $58,452	$106,052 Land $47,600 Building $58,452

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 335 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	734 units insured incl. 399 condo units
Nearby Flood Claims	335 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 145 claims Hurricane Helene, Sep 2024 · 112 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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