324 Cook Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 324 Cook Rd, Lugoff, SC 29078

Property Summary

Property Type	Mobile Home
Details	2,104 sqft · built 1996
Lot Size	0.769 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (May 2022)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`308-00-00-148`

Property Details

APN / Parcel Number

Primary APN	`308-00-00-148`
Alternative APNs	`0308 00 00 1480` `38852`

Interior

Stories	1 Story
Building Area	2,104 sqft Gross Area
Gross Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Vinyl
Lot Area	33,541 sqft (0.769 acres)
Patio Area	112 sqft

Location & Zoning

Account Number	38852
Old Parcel Number	0308 00 00 1480
Street Address	324 COOK RD
City	LUGOFF
State	SC
Zip	29078-9441
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RD-2
Legal Description	LOT 5
Legal Subdivision	PINE FLATS PROP
Legal Lot Number	5
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	970905

Owner

Source: Kershaw County records · APN 308-00-00-148

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	324 COOK RD, LUGOFF, SC 29078-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2022 · Amount on Record
Deed Sale	May 09, 2022 · Amount on Record
Deed Document Number	0004740268
Record Updated	Jun 08, 2026

January 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	KERSHAW SC
Recording Date	Jan 08, 2018
Property Address	324 COOK RD, LUGOFF, SC 29078-9441
Book / Page	003801 / 000113
Instrument Date	Jan 08, 2018
Instrument	131
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$92.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 COOK RD LUGOFF SC 290789441, LUGOFF, SC 29078-9441

Mortgage

Document Number	0000000131
Date	Jan 08, 2018
Book Page	003801/000113
Instrument	131

Lender

Name	CAROLINA PINE STRAW INC
Address	2526 CLEMENTS FERRY RD, CHARLESTON, SC 29492-7739

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 07, 2023

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+65.1%)	$54,400 (-) Land $15,000 Building $39,400	$54,400 (-)
2023	$871.00	$54,400 Land $15,000 Building $39,400	$54,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 82 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.