324 Concord St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 324 Concord St, Lowell, MA 01852

Property Summary

Property Type	Triplex
Details	7 bd · 4 ba · 4,408 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Trust Names on File
Last Sale	$23,500 (May 1978)
Tax Bill	$8,863 (2026)
Deeds & Mortgages	Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`F04540`

Property Details

APN / Parcel Number

Primary APN	`F04540`
Alternative APNs	`LOWE M:202 B:1445 L:324` `M:000202 T:F04540`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	2 Stories
Building Area	4,408 sqft Living Area
Gross Area	6,239 sqft
1st Floor Area	1,501 sqft
Basement Area	1,501 sqft
Unfinished Basement	1,501 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	F04540
Street Address	324 CONCORD ST
City	LOWELL
State	MA
Zip	01852-3604
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TTF
Legal Block	1445
Legal Lot Number	324
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2012
Census Tract	312400

Owner

324 Concord St, a triplex, is owner-occupied and held in a trust since August 2019.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	324 CONCORD ST, LOWELL, MA 01852-3604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 1978 · Amount on File
Deed Sale	May 23, 1978 · Amount on File
Deed Book / Page	2303 / 638
Last Transfer Date	Aug 29, 2019
Transfer Doc	33323-140
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 6, 2019
Property Address	324 CONCORD ST, LOWELL, MA 01852-3604
Document Number	33323-140
Book / Page	033323 / 000140
Instrument Date	Aug 29, 2019
Instrument	38040
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	24 TRULL LN W LOWELL MA 018522026, LOWELL, MA 01852-2026

Tax Assessment & Valuation

The 2026 property tax bill for 324 Concord St was $8,863, up 5.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,863.00 (+5.57%)	$780,900 (+6.78%) Land $132,300 Building $648,600
2025	$8,395.00 (+4.09%)	$731,300 (+7.99%) Land $115,400 Building $615,900
2024	$8,065.00 (+1.78%)	$677,200 (+6.14%) Land $113,000 Building $564,200
2023	$7,924.00	$638,000 Land $98,300 Building $539,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 324 Concord St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Concord St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880