324 Commonwealth Ave, Duluth, MN 55808 Property Records

St. Louis County property record for 324 Commonwealth Ave, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (7,007 sqft)
Owner	Individual on Record
Last Sale	$97,000 (Jun 2019)
Tax Bill	$704 (2026)
Deeds & Mortgages	Jun 2019 Sale Jun 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-3430-03960`

Property Details

APN / Parcel Number

Primary APN	`010-3430-03960`
Alternative APN	`1071493`

Exterior

Exterior Material	Wood
Construction Type	Frame
Lot Area	7,007 sqft (0.16 acres)
Garage Area	952 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1071493
Street Address	324 COMMONWEALTH AVE
City	DULUTH
State	MN
Zip	55808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 SERIAL #
Legal Subdivision	NEW DULUTH 1ST DIV
Legal Block	12
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3048
Census Tract	3800

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	324 101ST AVE W, DULUTH, MN 55808-2015
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Warranty Deed, Transfer STATE LOUIS COUNTY TITLE AND ABSTRACT, ST LOUIS COUNTY TITLE & ABS
Jun 18, 2019	Warranty Deed, Transfer · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	20191356907
Prior Transfer Date	Jul 3, 2014
Prior Transfer Doc	0001241758
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 4, 2019
Property Address	324 COMMONWEALTH AVE, DULUTH, MN 55808
Document Number	00T1011083
Instrument Date	May 16, 2019
Instrument	T1011083
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	STATE LOUIS COUNTY TITLE AND ABSTRACT, ST LOUIS COUNTY TITLE & ABS

Transaction

Amount	Amount Recorded
Tax	$320.10
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 101ST AVE W DULUTH MN 558082015, DULUTH, MN 55808-2015

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 18, 2019
Property Address	324 COMMONWEALTH AVE, DULUTH, MN 55808
Document Number	00A1356907
Instrument Date	May 16, 2019
Instrument	A1356907
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	STATE LOUIS COUNTY TITLE AND ABSTRACT, ST LOUIS COUNTY TITLE & ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.10
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 101ST AVE W DULUTH MN 558082015, DULUTH, MN 55808-2015

Mortgage

Document Number	A1356908
Date	Jun 18, 2019
Instrument	A1356908

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$704.00 (+12.46%)
2025	$626.00	$48,200 (+10.05%) Land $6,600 Building $41,600	$48,200 (+10.05%) Land $6,600 Building $41,600
2024	$626.00	$43,800 (+40.38%) Land $6,600 Building $37,200	$43,800 (+40.38%) Land $6,600 Building $37,200
2022		$31,200 Land $7,400 Building $23,800	$31,200 Land $7,400 Building $23,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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