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324 Commerce St, White Bluff, TN 37187 Property Records

Dickson County property record for 324 Commerce St, White Bluff, TN 37187

Property Summary

Property TypeCommercial
Details720 sqft · built 2006
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jun 2024)
Deeds & MortgagesJun 2024 Sale
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022096O A 02100

Property Details

APN / Parcel Number

Primary APN022096O A 02100
Alternative APN
  • 096O A 02100

Interior

Stories1 Story
Building Area720 sqft Total Area
1st Floor Area720 sqft
FlooringConcrete/Cement
Interior WallsUnfinished

Exterior

Year BuiltBuilt 2006
Exterior MaterialMetal
Foundation TypeFooting
Roof TypeWood Truss
Roof MaterialMetal
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions97 ft deep x 160 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address324 COMMERCE ST
CityWHITE BLUFF
StateTN
Zip37187-5004
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionRR LOT VACANT
JurisdictionDICKSON TN
Township / Civil Division12
Census Block Group3
Census Block3018
Census Tract60300

Owner

324 Commerce St, a commercial property, is owned by an individual who bought it in June 2024.

Source: Dickson County records, as of January 19, 2026

Owner of RecordIndividual Name on File
Mailing Address125 J C RD, WHITE BLUFF, TN 37187-5124
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2024Warranty Deed, Transfer
UNKNOWN, BANKERS T&E DICKSON LLC
Aug 16, 2021Warranty Deed, Transfer · Seller Carry-Back
DAVID POWELL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2024 · Amount on File
Deed SaleJun 28, 2024 · Amount on File
Prior SaleAug 16, 2021 · Amount on File
Deed Document Number365647
Deed Book / PageV1574 / 2824
Record UpdatedJun 8, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDICKSON TN
Recording DateJun 28, 2024
Property Address324 COMMERCE ST, WHITE BLUFF, TN 37187-5004
Document Number0V15742824
Book / PageV1574 / 2824
Instrument DateJun 26, 2024
Instrument365647
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyUNKNOWN, BANKERS T&E DICKSON LLC

Transaction

AmountAmount on Record
Tax$555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 J C RD, WHITE BLUFF, TN 37187-5124

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDICKSON TN
Recording DateAug 16, 2021
Property Address324 COMMERCE ST, WHITE BLUFF, TN 37187-5004
Document Number0V15222151
Book / PageV1522 / 2151
Instrument DateAug 3, 2021
Instrument331410
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$333.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 LIBERTY CIR, WHITE BLUFF, TN 37187-5106
InvestorPossibly a Property Investor

Mortgage

Document Number0000331411
DateAug 16, 2021
Instrument331411
Lender
NameDAVID POWELL
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyDickson County
MunicipalityWhite Bluff Town
Unified School DistrictDickson County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$23,840 Land $16,120 Building $7,720
2024$59,600 Land $40,300 Building $19,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 324 Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Commerce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER AUTH OF DICKSON COUNTY
serves 68,675 people · EPA ID TN0000191
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ignite Broadband
Fiber		2,500 / 2,500
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile, Verizon.

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