324 Cider Ct, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 324 Cider Ct, Scotts Valley, CA 95066

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,202 sqft · built 2019
Lot Size	0.041 acres (1,777 sqft)
Owner	2 Individual Names on File
Last Sale	$1,182,500 (Mar 2025)
Tax Bill	$12,198 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024-381-19`

Property Details

APN / Parcel Number

Primary APN	`024-381-19`
Alternative APN	`024-381-19-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,202 sqft Living Area
Gross Area	2,664 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,777 sqft (0.041 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	83 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	324 CIDER CT
City	SCOTTS VALLEY
State	CA
Zip	95066-4248
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	TRACT NO 1593
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3008
Census Tract	121200

Owner

324 Cider Ct, a condominium, is owned by two individuals who bought it in March 2025.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2766 SUN DR, HANFORD, CA 93230-1341
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jun 28, 2019	Grant Deed, Transfer · Conventional Mortgage STAR ONE CU
Jun 28, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Prior Sale	Mar 10, 2025 · Amount on File
Deed Document Number	20254588
Prior Transfer Date	Mar 8, 2019
Prior Transfer Doc	0000017920
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	324 CIDER CT, SCOTTS VALLEY, CA 95066-4248
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	BOSTON NATIONAL TITLE, BOSTON NATL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 CIDER CT, SCOTTS VALLEY, CA 95066-4248

Mortgage

Document Number	0000000283
Date	Jan 4, 2022
Instrument	2022-0000283

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	324 CIDER CT, SCOTTS VALLEY, CA 95066-4248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 CIDER CT, SCOTTS VALLEY, CA 95066-4248

Mortgage

Document Number	0000001169
Date	Jan 8, 2021
Instrument	2021-0001169

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 28, 2019
Property Address	324 CIDER CT, SCOTTS VALLEY, CA 95066-4248
Document Number	0000017919
Instrument Date	Mar 11, 2019
Instrument	17919
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$993.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	324 CIDER CT SCOTTS VALLEY CA 950664248, SCOTTS VALLEY, CA 95066-4248

Mortgage

Document Number	17921
Date	Jun 28, 2019
Instrument	17921

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 28, 2019
Property Address	324 CIDER CT, SCOTTS VALLEY, CA 95066-4248
Document Number	0000017920
Instrument Date	Mar 8, 2019
Instrument	17920
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	324 CIDER CT SCOTTS VALLEY CA 950664248, SCOTTS VALLEY, CA 95066-4248

Tax Assessment & Valuation

The 2025 property tax bill for 324 Cider Ct was $12,198, up 6.5% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,206,151 (+19.75%) Land $808,121 Building $398,030
2025	$12,198.00 (+6.5%)	$1,007,185 Land $586,077 Building $421,108
2024	$11,453.00 (+2.66%)
2023	$11,156.00 (+1.84%) Homeowner's exemption	$968,075 Land $563,319 Building $404,756	$911,790
2022	$10,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Cider Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Cider Ct is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cider Ct

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