324 Chestnut St, Spring City, PA 19475 Property Records

Chester County property record for 324 Chestnut St, Spring City, PA 19475

Property Summary

Property Type	Duplex
Details	4 bd · 1 ba · 1,528 sqft · built 1925
Lot Size	0.14 acres (6,087 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Dec 2022)
Tax Bill	$381 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-6-20`

Property Details

APN / Parcel Number

Primary APN	`14-6-20`
Alternative APNs	`1406 00200000` `1406 0020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Stucco
Lot Area	6,087 sqft (0.14 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	324 CHESTNUT ST
City	SPRING CITY
State	PA
Zip	19475-1921
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	LOT & DWG
Jurisdiction	CHESTER PA
Township / Civil Division	SPRING CITY
Census Block Group	1
Census Block	1010
Census Tract	301100

Owner

324 Chestnut St, a duplex, is owned and occupied by two individuals who acquired it in March 2026.

Source: Chester County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 CHESTNUT ST, SPRING CITY, PA 19475-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK
Dec 8, 2022	Corporation Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jun 22, 2022	Deed, Transfer COUNTYWIDE ABSTRACT LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	Jun 22, 2022 · Amount on File
Deed Document Number	202211957896
Deed Book / Page	10988 / 228
Last Transfer Date	Mar 3, 2026
Transfer Doc	0012113183
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTER PA
Recording Date	Mar 12, 2026
Property Address	324 CHESTNUT ST, SPRING CITY, PA 19475-1921
Document Number	0115431704
Book / Page	11543 / 1704
Instrument Date	Mar 3, 2026
Instrument	12113183
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	BOLTON ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	324 CHESTNUT ST, SPRING CITY, PA 19475-1921

Mortgage

Document Number	0012113184
Date	Mar 12, 2026
Instrument	12113184

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

December 2022: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	CHESTER PA
Recording Date	Dec 8, 2022
Property Address	324 CHESTNUT ST, SPRING CITY, PA 19475-1921
Document Number	0109880228
Book / Page	10988 / 228
Instrument Date	Dec 1, 2022
Instrument	11957896
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	GREATER MONTGOMERY SETTLEMENT SERVICES-BLUE BELL, GREATER MONTGOMERY STLMT SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	324 CHESTNUT ST, SPRING CITY, PA 19475-1921

Mortgage

Document Number	0011957897
Date	Dec 8, 2022
Instrument	11957897

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Jun 22, 2022
Property Address	324 CHESTNUT ST, SPRING CITY, PA 19475-1921
Document Number	0108981374
Book / Page	10898 / 1374
Instrument Date	Jun 21, 2022
Instrument	11931066
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	COUNTYWIDE ABSTRACT LP

Transaction

Amount	Amount on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81, WEST POINT, PA 19486-0081

Tax Assessment & Valuation

The 2026 property tax bill for 324 Chestnut St was $381.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
Municipality	Spring City Borough
Unified School District	Spring-Ford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$381.00	$85,760 (-) Land $28,260 Building $57,500	$85,760 (-) Land $28,260 Building $57,500
2025		$85,760 (-) Land $28,260 Building $57,500	$85,760 Land $28,260 Building $57,500
2024	$3,482.00	$85,760 Land $28,260 Building $57,500
1998			$85,760 Land $28,260 Building $57,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 324 Chestnut St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1978–1996)
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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