324 Chapman Ln, Bigfork, MT 59911 Property Records

Flathead County property record for 324 Chapman Ln, Bigfork, MT 59911

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 3,514 sqft · built 2008
Lot Size	0.478 acres (20,822 sqft)
Owner	2 Trust Names on File
Last Sale	$1,130,500 (Nov 2025)
Tax Bill	$5,868 (2026)
Deeds & Mortgages	Jun 2026 Transfer Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R07103798`

Property Details

APN / Parcel Number

Primary APN	`R07103798`
Alternative APNs	`07-3835-24-3-02-50-5324` `0000983527`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,514 sqft Living Area
1st Floor Area	2,722 sqft
2nd Floor Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	20,822 sqft (0.478 acres)
View / Lot	Golf Course
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,122 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000983527
Street Address	324 CHAPMAN LN
City	BIGFORK
State	MT
Zip	59911
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CABERNET ESTATES NO 5, S24, T27 N, R20 W, LOT 5A
Legal Range	20W
Legal Township	27N
Legal Section	24
Legal Subdivision	CABERNET ESTATES NO 5
Legal Lot Number	5A
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3000
Census Tract	1304

Owner

324 Chapman Ln, a townhouse, is owner-occupied and held in a trust since June 2026.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	324 CHAPMAN LN, BIGFORK, MT 59911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Mar 10, 2023	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Mar 10, 2023
Deed Document Number	202524828
Last Transfer Date	Jun 18, 2026
Transfer Doc	0000012433
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 18, 2026
Property Address	324 CHAPMAN LN, BIGFORK, MT 59911
Document Number	0000012433
Instrument Date	Jun 18, 2026
Instrument	202612433
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	324 CHAPMAN LN, BIGFORK, MT 59911

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	324 CHAPMAN LN, BIGFORK, MT 59911
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500026800
Date	Dec 15, 2025
Instrument	202500026800

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 17, 2025
Property Address	324 CHAPMAN LN, BIGFORK, MT 59911
Document Number	202500024828
Instrument Date	Nov 13, 2025
Instrument	202500024828
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 CHAPMAN LN, BIGFORK, MT 59911

Mortgage

Document Number	202500024829
Date	Nov 17, 2025
Instrument	202500024829

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 10, 2023
Property Address	324 CHAPMAN LN, BIGFORK, MT 59911
Document Number	202300003521
Instrument Date	Mar 7, 2023
Instrument	202300003521
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 CHAPMAN LN, BIGFORK, MT 59911

Tax Assessment & Valuation

The 2026 property tax bill for 324 Chapman Ln was $5,868, down 9.6% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,868.00 (-9.57%)	$1,525,700 (-)
2025	$6,489.00	$1,525,700	$1,525,700 Land $168,147 Building $1,357,553
2023	$7,782.00	$1,042,000	$1,042,000 Land $139,422 Building $902,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Chapman Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Chapman Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 67% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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