324 Central Oaks Rd, Clemmons, NC 27012 Property Records

Davidson County property record for 324 Central Oaks Rd, Clemmons, NC 27012 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	2,400 sqft Total Area
Lot Size	20,038 sqft (0.46 acres)
Occupancy	Owner Occupied
Last Sale	$156,000 (2008)
Tax Bill	$1,218.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-007-M-000-0104`
Alternative APN	`9096493`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,400 sqft Total Area
1st Floor	832 sqft 1st Floor
Upper Floors	424 sqft Upper Floors
Basement Area	448 sqft Basement
Finished Basement	448 sqft Finished
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	20,038 sqft (0.46 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	960 sqft Garage

Exterior Amenities

Deck Area	120 sqft Deck
Patio Area	120 sqft Patio
Porch Area	192 sqft Porch
Storage Building	160 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	9096493
Street Address	324 CENTRAL OAKS RD
City	CLEMMONS
State	NC
Zip	27012-6724
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PB27-59 L104 BK1875-1276 SPRING CRK 2
Legal Subdivision	SPRING CREEK
Jurisdiction	DAVIDSON NC
Minor Civil Division	ARCADIA
Census Blockgroup	2
Census Block	2000
Census Tract	60302

Owner

Source: Davidson County records · APN 03-007-M-000-0104

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	324 CENTRAL OAKS RD, CLEMMONS, NC 27012-6724
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2008 · Amount on Record
Deed Sale	Jul 15, 2008 · Amount on Record
Prior Sale	Mar 01, 1998 · Amount on Record
Deed Doc Number	200818192
Deed Book / Page	1875 / 1276
Prior Transfer Date	Jan 03, 2008
Prior Transfer Doc	0018371644
Record Refreshed	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	324 CENTRAL OAKS RD, CLEMMONS, NC 27012-6724
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025742257
Date	Nov 03, 2022
Book Page	2574/2257
Instrument	2022024437

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 05, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Davidson County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (-1.54%)	$193,350 (-)	$193,350 (-) Land $40,000 Building $153,350
2023	$1,237.00	$193,350	$193,350 Land $40,000 Building $153,350

Flood & Wildfire

324 Central Oaks Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Davidson County (37057C), updated September 1, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 24th in North Carolina
Wildfire Likelihood	Low — about 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.