San Mateo County property record for 324 Central Ave, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,180 sqft · built 2001 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Mar 1998) |
| Tax Bill | $22,621 (2025) |
| Deeds & Mortgages | Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-133-080 |
| Primary APN | 056-133-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,750 sqft |
| 2nd Floor Area | 430 sqft |
| Basement Area | 460 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 324 CENTRAL AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100B1 |
| Legal Description | LOT 18 BLOCK 4 OCEAN BOULEVARD TRACT NO 2 RSM 4/34 |
| Legal Subdivision | OCEAN BOULEVARD TRACT NO 2 |
| Legal Tract | 2 |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 613701 |
324 Central Ave is owned by two individuals who acquired it in September 2023.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 ASHTON AVE, SAN FRANCISCO, CA 94112-1721 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 1998 · Amount on File |
| Deed Sale | Mar 20, 1998 · Amount on File |
| Deed Document Number | 199837644 |
| Last Transfer Date | Sep 7, 2023 |
| Transfer Doc | 0000044765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 15, 2023 |
| Property Address | 324 CENTRAL AVE, HALF MOON BAY, CA 94019-1847 |
| Document Number | 0000044765 |
| Map Reference | MB A PG 34 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 2023-044765 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 321 ASHTON AVE, SAN FRANCISCO, CA 94112-1721 |
The 2025 property tax bill for 324 Central Ave was $22,621.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,846,710 (+2%) Land $520,200 Building $1,326,510 | ||
| 2025 | $22,621.00 | $1,810,500 Land $510,000 Building $1,300,500 | |
| 2023 | $8,630.00 (+2.79%) | $660,068 Land $199,505 Building $460,563 | $1,746,630 |
| 2022 | $8,396.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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