DuPage County property record for 324 Centennial Ct, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,731 sqft · built 2014 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,500 (Apr 2014) |
| Tax Bill | $34,128 (2025) |
| Deeds & Mortgages | May 2026 Transfer Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-13-318-018 |
| Primary APN | 07-13-318-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,731 sqft Living Area |
| Gross Area | 6,081 sqft |
| 1st Floor Area | 1,915 sqft |
| 2nd Floor Area | 2,271 sqft |
| Basement Area | 1,895 sqft |
| Finished Basement | 1,545 sqft |
| Unfinished Basement | 350 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,761 sqft (0.27 acres) |
| Cooling System | Central |
|---|
| Street Address | 324 CENTENNIAL CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CENTENNIAL WOODS SUB ALL |
| Legal Subdivision | CENTENNIAL WOODS SUB |
| Legal Lot Number | 5 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 846504 |
324 Centennial Ct is owned and occupied by two individuals who bought it in April 2014.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 CENTENNIAL CT, NAPERVILLE, IL 60540-5481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INLAND BANK & TRUST |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK/CHICAGO |
| Apr 30, 2019 | Loan Modification, Mortgage REPUBLIC BK/CHICAGO |
| Jun 19, 2017 | Loan Modification, Mortgage REPUBLIC BK/CHICAGO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2014 · Amount on File |
| Deed Sale | Apr 24, 2014 · Amount on File |
| Prior Sale | Jun 1, 2012 · Amount on File |
| Deed Document Number | 201433862 |
| Prior Transfer Date | Feb 12, 2011 |
| Prior Transfer Doc | 0000066065 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 22, 2026 |
| Property Address | 324 CENTENNIAL CT, NAPERVILLE, IL 60540-5481 |
| Document Number | 0000034187 |
| Instrument Date | May 13, 2026 |
| Instrument | 202634187 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 CENTENNIAL CT, NAPERVILLE, IL 60540-5481 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 324 CENTENNIAL CT, NAPERVILLE, IL 60540-5481 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000157765 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | R2020-157765 |
| Name | INLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 324 CENTENNIAL CT, NAPERVILLE, IL 60540-5481 |
| Document Number | 0000107801 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 324 CENTENNIAL CT NAPERVILLE IL 605405481, NAPERVILLE, IL 60540-5481 |
| Document Number | 0000107801 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 107801 |
| Name | REPUBLIC BK/CHICAGO |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 324 CENTENNIAL CT, NAPERVILLE, IL 60540-5481 |
| Document Number | 0000032903 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 324 CENTENNIAL CT NAPERVILLE IL 605405481, NAPERVILLE, IL 60540-5481 |
| Document Number | 0000032903 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 32903 |
| Name | REPUBLIC BK/CHICAGO |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 1, 2024 |
| Rate | 6.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 324 CENTENNIAL CT, NAPERVILLE, IL 60540-5481 |
| Document Number | 0000068580 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 324 CENTENNIAL CT NAPERVILLE IL 605405481, NAPERVILLE, IL 60540-5481 |
| Document Number | 0000068580 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 68580 |
| Name | REPUBLIC BK/CHICAGO |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Term | 24 Months |
|---|---|
| Due | Jul 9, 2019 |
The 2025 property tax bill for 324 Centennial Ct was $34,128 with a homeowner's exemption, up 4.4% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,128.00 (+4.41%) Homeowner's exemption | $593,330 (+9.67%) Land $141,422 Building $451,908 | $1,779,990 (+9.67%) Land $424,266 Building $1,355,724 |
| 2024 | $32,688.00 | $541,014 Land $128,952 Building $412,062 | $1,623,042 Land $386,856 Building $1,236,186 |
| 2022 | $30,011.00 Homeowner's exemption | $470,480 Land $111,280 Building $359,200 | $1,411,440 Land $333,840 Building $1,077,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Centennial Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 22 (1996–2025) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Centennial Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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