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324 Cedarstone Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 324 Cedarstone Way, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,914 sqft · built 2018
Lot Size0.23 acres (10,018 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Aug 2021)
Tax Bill$8,146 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jul 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN029011-1780

Property Details

APN / Parcel Number

Primary APN029011-1780

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area2,914 sqft Living Area
Gross Area3,704 sqft
1st Floor Area2,354 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address324 CEDARSTONE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-0010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description82/1-7 WHISPER CREEK PHASE 4 UNIT C LOT 178 OR5337/186
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 4 UNIT C
Legal Phase4
Legal Block1
Legal Lot Number178
Legal UnitC
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4019
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-1780

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address324 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jul 24, 2018Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD
Apr 05, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2021 · Amount on Record
Deed SaleAug 06, 2021 · Amount on Record
Prior SaleJul 24, 2018 · Amount on Record
Deed Document Number202186964
Deed Book / Page5337 / 186
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 06, 2021
Property Address324 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010
Document Number0053370186
Book / Page5337 / 186
Map ReferenceMB 82 PG 1-7
Instrument DateJul 29, 2021
Instrument2021086964
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address133 W VILLAGE DR, ST AUGUSTINE, FL 32095-4806

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 CEDARSTONE WAY, ST AUGUSTINE, FL 32092-0010

Mortgage

Document Number0005337189
DateAug 06, 2021
Instrument5337/189
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

July 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 24, 2018
Property Address324 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010
Document Number0045841665
Book / Page4584 / 1665
Map ReferenceMB82 PG1-7
Instrument DateJul 20, 2018
Instrument2018052872
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 CEDAR STONE WAY, SAINT AUGUSTINE, FL 32092-0010

Mortgage

Document Number2018052873
DateJul 24, 2018
Instrument2018052873
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateApr 05, 2017
Property Address324 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010
Document Number0043540252
Book / Page004354 / 000252
Instrument DateApr 04, 2017
Instrument23423
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,310.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$485,489 (+2.7%)$512,909 (+1.43%) Land $110,000 Building $402,909
2025$8,146.00 (+8.79%) Homeowner's exemption$472,725 (+2.9%)$505,686 (-0.84%) Land $110,000 Building $395,686
2024$7,488.00 (+1.59%) Homeowner's exemption$459,402 (+3%)$509,995 (+10.88%) Land $110,000 Building $399,995
2023$7,371.00 (+1.96%) Homeowner's exemption$446,021 (+3%)$459,954 (+6.22%) Land $89,600 Building $370,354
2022$7,229.00 Homeowner's exemption$433,030$433,030 Land $89,600 Building $343,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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