Miami-Dade County property record for 324 Caribbean Rd, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,006 sqft · built 1953 |
| Lot Size | 0.282 acres (12,260 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $50,369 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-003-0020 |
| Primary APN | 24-4232-003-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,006 sqft Living Area |
| Gross Area | 3,082 sqft |
| 1st Floor Area | 3,006 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 12,260 sqft (0.282 acres) |
| Lot Dimensions | 121 ft deep x 101 ft wide |
| Porch | Porch |
| Porch Area | 38 sqft |
| Patio Area | 1,754 sqft |
| Street Address | 324 CARIBBEAN RD |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | HOLIDAY COLONYPB 50-87 LOT 2 BLK 1 LOT SIZE101.340 X 121 OR 16107-1225 1093 4 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | HOLIDAY COLONY |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 4607 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 CARIBBEAN RD, KEY BISCAYNE, FL 33149-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 20, 1993 |
| Transfer Doc | 1610001225 |
| Record Updated | Oct 29, 2026 |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,369.00 (+8.93%) | $2,740,950 (-9.37%) | $3,624,699 (+19.85%) Land $3,261,160 Building $363,539 |
| 2024 | $46,239.00 (+7.67%) | ||
| 2023 | $42,944.00 (+18.8%) | $3,024,387 (+25.8%) Land $2,678,810 Building $345,577 | $3,024,387 (+25.8%) Land $2,678,810 Building $345,577 |
| 2022 | $36,147.00 | $2,404,110 Land $2,055,696 Building $348,414 | $2,404,110 Land $2,055,696 Building $348,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,524 units insured incl. 1,383 condo units |
| Nearby Flood Claims | 220 (1979–2022) |
| Claims Outside the SFHA | 1 of 220 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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