324 Bugbee Dr, Watertown, NY 13601 Property Records

Jefferson County and Watertown City property record for 324 Bugbee Dr, Watertown, NY 13601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,442 sqft · built 1965
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,000 (Sep 2024)
Tax Bill	$5,450 (2026)
Deeds & Mortgages	Aug 2023 Sale Oct 2021 Sale & Mortgage
APN	`221800 14-06-114.004`

Property Details

APN / Parcel Number

Primary APN	`221800 14-06-114.004`
Alternative APN	`02014930`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,442 sqft Living Area
1st Floor Area	2,194 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	155 ft deep x 83 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02014930
Street Address	324 BUGBEE DR
City	WATERTOWN
State	NY
Zip	13601-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	83 X 155 R 29 X 43 1406114D & 113.3
Legal Block	6
Legal Lot Number	114.004
Jurisdiction	JEFFERSON NY
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2002
Census Tract	61900

Owner

Source: Jefferson County and Watertown City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	180 WARD ST, WATERTOWN, NY 13601-4616
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Quit Claim Deed, Transfer
Oct 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Aug 2, 2023 · Amount on Record
Deed Document Number	202414567
Prior Transfer Date	Jul 6, 2023
Prior Transfer Doc	0000011443
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON NY
Recording Date	Aug 2, 2023
Property Address	324 BUGBEE DR, WATERTOWN, NY 13601-4202
Document Number	0000011443
Instrument Date	Jul 6, 2023
Instrument	20230-00011443
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 BUGBEE DR, WATERTOWN, NY 13601-4202

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON NY
Recording Date	Oct 25, 2021
Property Address	324 BUGBEE DR, WATERTOWN, NY 13601-4202
Document Number	2021000017600
Instrument Date	Oct 22, 2021
Instrument	20210-00017600
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	623 LAUMAN AVE, FORT SILL, OK 73503-1259

Mortgage

Document Number	21000017601
Date	Oct 25, 2021
Instrument	210-00017601

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,450.00 (+3.89%)
2025	$5,246.00	$287,000 (-) Land $30,100 Building $256,900	$393,150 (+13.69%) Land $41,233 Building $351,917
2023		$287,000 (-) Land $30,100 Building $256,900	$345,800 (+6.03%) Land $36,267 Building $309,533
2022		$287,000 Land $30,100 Building $256,900	$326,136 Land $34,205 Building $291,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN CITY serves 27,861 people · EPA ID NY2202346
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Total trihalomethanes not recorded as resolved · Jan 2022 Haloacetic acids resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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