324 Bancroft Ct, Columbia, SC 29206 Property Records

Richland County property record for 324 Bancroft Ct, Columbia, SC 29206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,905 sqft · built 1994
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Nov 2020)
Tax Bill	$2,446 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14085-03-07`

Property Details

APN / Parcel Number

Primary APN	`14085-03-07`
Alternative APNs	`R14085-03-07` `01359648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,905 sqft Heated Area
Gross Area	1,945 sqft
1st Floor Area	1,419 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01359648
Street Address	324 BANCROFT CT
City	COLUMBIA
State	SC
Zip	29206-3141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 5 43.9X100.5X43.9X100.5 #SU LAUREATE #PR 50-6534 51-5637 54-1808
Legal Subdivision	LAUREATE GREEN
Legal Lot Number	5,43
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1026
Census Tract	11202

Owner

324 Bancroft Ct is owned and occupied by an individual who bought it in November 2020.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	324 BANCROFT CT, COLUMBIA, SC 29206-3141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Deed Document Number	202061060
Deed Book / Page	2549 / 2148
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	0019470787
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 6, 2020
Property Address	324 BANCROFT CT, COLUMBIA, SC 29206-3141
Document Number	2549/2148
Book / Page	002549 / 002148
Instrument Date	Oct 27, 2020
Instrument	61060
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 BANCROFT CT COLUMBIA SC 292063141, COLUMBIA, SC 29206-3141

Mortgage

Document Number	2549/2152
Date	Nov 6, 2020
Book Page	002549/002152

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 324 Bancroft Ct was $2,446.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Forest Acres City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,446.00	$314,400 (-) Land $60,000 Building $254,400	$314,400 (-) Land $60,000 Building $254,400
2024		$314,400 (+2,435.48%) Land $60,000 Building $254,400	$314,400 (+1.42%) Land $60,000 Building $254,400
2023	$2,383.00	$12,400	$310,000
2021	$8,966.00	$18,600	$310,000 Land $50,000 Building $260,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 Bancroft Ct in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	30 (1981–2015)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 Bancroft Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20