Madison County property record for 324 Baldwin St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 852 sqft |
| Lot Size | 0.233 acres (10,186 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,000 (Feb 2021) |
| Tax Bill | $1,609 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-002B-0010 |
| Primary APN | B006-002B-0010 |
|---|---|
| Alternative APNs |
|
| Building Area | 852 sqft Living Area |
|---|---|
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Lot Area | 10,186 sqft (0.233 acres) |
| Account Number | 62859 |
|---|---|
| Street Address | 324 BALDWIN ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | APPLE GROVE PARK LOT 19 BLK 4 |
| Legal Subdivision | APPLE GROVE PARK |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11201 |
Source: Madison County records · APN B006-002B-0010
Assessment roll updated December 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 BALDWIN ST, BEREA, KY 40403-1457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Apr 30, 2018 | Warranty Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Oct 12, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Prior Sale | Apr 30, 2018 · Amount on Record |
| Deed Document Number | 202114029442 |
| Deed Book / Page | 801 / 146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 324 BALDWIN ST, BEREA, KY 40403-1457 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 324 BALDWIN ST, BEREA, KY 40403-1457 |
| Document Number | 0M2168/128 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | M2168/128 |
| Instrument | 2014096242 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 30, 2018 |
| Property Address | 324 BALDWIN ST, BEREA, KY 40403-1457 |
| Document Number | D00758/592 |
| Book / Page | D00758 / 592 |
| Map Reference | MB5 PG332 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2013975065 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1943, RICHMOND, KY 40476-1943 |
| Name | Verified Name |
|---|---|
| Address | 324 BALDWIN ST, BEREA, KY 40403-1457 |
| Document Number | 2013975066 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2013975066 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 12, 2017 |
| Property Address | 324 BALDWIN ST, BEREA, KY 40403-1457 |
| Document Number | D00751/326 |
| Book / Page | D00751 / 326 |
| Map Reference | MB5 PG332 |
| Instrument Date | Oct 06, 2017 |
| Instrument | 2013966132 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $72.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7007 ROCK SPRINGS DR, 7007, LIBERTY TWP, OH 45011-9178 |
| Name | Verified Name |
|---|---|
| Address | 428 HIGHLAND LAKES DR, RICHMOND, KY 40475-3849 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,609.00 (+4.28%) | $135,000 (+14.41%) | $135,000 (+14.41%) |
| 2023 | $1,543.00 | $118,000 | $118,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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