Vance County property record for 324 Arch St, Henderson, NC 27536
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,234 sqft · built 1952 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $26,000 (Feb 2021) |
| Tax Bill | $1,445 (2025) |
| Deeds & Mortgages | Nov 2022 Construction Loan Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0025 09006 |
| Primary APN | 0025 09006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,234 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Lot Area | 9,583 sqft (0.219 acres) |
| Heating System | HVAC |
|---|
| Account Number | 1031205 |
|---|---|
| Street Address | 324 ARCH ST |
| City | HENDERSON |
| State | NC |
| Zip | 27536-4546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 324 ARCH ST |
| Legal Block | 09 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | HENDERSON |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 960700 |
324 Arch St is owned by two individuals who bought it in February 2021.
Source: Vance County records, as of October 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1909 HUTCHINSON ST, KNIGHTDALE, NC 27545-6779 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed of Trust, Mortgage · Construction Mortgage BENCHMARK COMMUNITY BANK |
| Feb 25, 2021 | Warranty Deed, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on File |
| Deed Sale | Feb 25, 2021 · Amount on File |
| Prior Sale | Nov 3, 2006 · Amount on File |
| Deed Document Number | 0013890334 |
| Deed Book / Page | 1389 / 0334 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 324 ARCH ST, HENDERSON, NC 27536-4546 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1909 HUTCHINSON ST, KNIGHTDALE, NC 27545-6779 |
| Document Number | 01424/1118 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 1424/1118 |
| Instrument | 4674 |
| Name | BENCHMARK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, NC 27536 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Feb 25, 2021 |
| Property Address | 324 ARCH ST, HENDERSON, NC 27536-4546 |
| Document Number | 001389/334 |
| Book / Page | 1389 / 334 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 791 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $52.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1612, HENDERSON, NC 27536-1612 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1909 HUTCHINSON ST, KNIGHTDALE, NC 27545-6779 |
The 2025 property tax bill for 324 Arch St was $1,445.
Source: Vance County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Municipality | Henderson City |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,445.00 | $95,322 Land $6,400 Building $88,922 | $95,322 Land $6,400 Building $88,922 |
| 2023 | $553.00 | $26,440 Land $4,224 Building $22,216 | $26,440 Land $4,224 Building $22,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Arch St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1986–1996) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 1996 · Hurricane Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 324 Arch St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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