Schenectady County and Schenectady City property record for 324 6th St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,010 sqft · built 1927 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,000 (Mar 2025) |
| Tax Bill | $5,714 (2025) |
| Deeds & Mortgages | May 2024 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.51-1-20 |
| Primary APN | 421500 48.51-1-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| 1st Floor Area | 1,010 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 262 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 324 SIXTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AND A PART OF 1X WOOD |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 GLYNN ST, 1, ALBANY, NY 12203-3204 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Deed Document Number | 20256250 |
| Deed Book / Page | 2145 / 804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 1, 2024 |
| Property Address | 324 SIXTH ST, SCHENECTADY, NY 12306-4153 |
| Document Number | 0000025914 |
| Book / Page | 2129 / 890 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 202425914 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 BRENDAN LN, NISKAYUNA, NY 12309-4950 |
| Name | Verified Name |
|---|---|
| Address | 24 CRAMOND ST, ALBANY, NY 12205-3142 |
| Document Number | 0000025915 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 202425915 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,714.00 (+348.51%) | $82,600 (-) Land $12,400 Building $70,200 | $136,778 (+30.82%) Land $20,533 Building $116,245 |
| 2023 | $82,600 (-) Land $12,400 Building $70,200 | $104,557 (+3.8%) Land $15,696 Building $88,861 | |
| 2022 | $82,600 Land $12,400 Building $70,200 | $100,732 Land $15,122 Building $85,610 | |
| 2021 | $1,274.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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