Grand Forks County property record for 324 4th St, Thompson, ND 58278
| Property Type | Single Family Home |
|---|---|
| Owner | Company Name on File |
| Tax Bill | $1,072 (2025) |
| Deeds & Mortgages | May 2009 Mortgage Dec 2005 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51000100039001 |
| Primary APN | 51000100039001 |
|---|
| Street Address | 324 4TH ST |
|---|---|
| City | THOMPSON |
| State | ND |
| Zip | 58278-4220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB: 510001 BLK: 10 LOT: 16-18 ORIGINAL TOWNSITE E40' OF LOT 16 & ALL OF LOT 17 & W1/2 OF LOT 18 BLK 10 |
| Legal Subdivision | LEASED SITES |
| Legal Block | 10 |
| Legal Lot Number | 16-18 |
| Jurisdiction | GRAND FORKS ND |
| Township / Civil Division | THOMPSON |
| Census Block Group | 4 |
| Census Block | 4081 |
| Census Tract | 11702 |
324 4th St is owned by a company and is owner-occupied.
Source: Grand Forks County records, as of June 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 202, THOMPSON, ND 58278-0202 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2009 | Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA |
| Dec 27, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALERUS FINANCIAL NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 324 4TH ST, THOMPSON, ND 58278-4220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000685481 |
|---|---|
| Date | May 7, 2009 |
| Instrument | 685481 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Address | GRAND FORKS, ND 58206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Apr 10, 2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 324 4TH ST, THOMPSON, ND 58278-4220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000646636 |
|---|---|
| Date | Dec 27, 2005 |
| Instrument | 646636 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58206 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 10, 2010 |
The 2025 property tax bill for 324 4th St was $1,072 with a homeowner's exemption.
Source: Grand Forks County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Grand Forks County |
| Municipality | Thompson City |
| Unified School District | Thompson Public School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,072.00 | $72,800 Land $20,150 Building $52,650 | $145,600 Land $40,300 Building $105,300 |
| 2023 | $1,078.00 | $65,750 Land $20,150 Building $45,600 | $131,500 Land $40,300 Building $91,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2022 · Severe Winter Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 324 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Polar Telecommunications.
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