324 3rd St, Clutier, IA 52217 Property Records

Tama County property record for 324 3rd St, Clutier, IA 52217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,337 sqft · built 1920
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jan 2017)
Tax Bill	$836 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`12.19.228.004`

Property Details

APN / Parcel Number

Primary APN	`12.19.228.004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,337 sqft Living Area
Attic	Attic
Attic Area	281 sqft
Basement Area	624 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	324 3RD ST
City	CLUTIER
State	IA
Zip	52217-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & E 1/2 LOT 2 JOHN HORA'S 1ST
Legal Subdivision	JOHN HORA'S 1ST
Legal Lot Number	1-2
Jurisdiction	TAMA IA
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3010
Census Tract	290100

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	324 3RD ST, CLUTIER, IA 52217-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage · Closed-End Mortgage STATE BANK OF TOLEDO
Jan 20, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	2017240
Deed Book / Page	968 / 145
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	324 3RD ST, CLUTIER, IA 52217-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0965/954
Date	Jan 20, 2017
Book Page	0965/954
Instrument	2017-0241

Lender

Name	STATE BANK OF TOLEDO
Address	TOLEDO, IA 52342

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TAMA IA
Recording Date	Jan 20, 2017
Property Address	324 3RD ST, CLUTIER, IA 52217-9716
Document Number	000968/145
Book / Page	0968 / 145
Instrument Date	Jan 20, 2017
Instrument	2017-0240
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 3RD ST, CLUTIER, IA 52217-9716

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clutier City
County	Tama County
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (-8.53%)	$69,670 (-) Land $3,680 Building $65,990	$69,670 (-) Land $3,680 Building $65,990
2024	$914.00 (-2.56%)
2023		$69,670 Land $3,680 Building $65,990	$69,670 Land $3,680 Building $65,990
2022	$938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLUTIER WATER SUPPLY serves 213 people · EPA ID IA8616052
Water Source	Purchased groundwater from POWESHIEK WATER ASSOCIATION
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Farmers Cooperative Telephone Company DSL	50 / 25

May also be available: Nextlink, Verizon.

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