324 2nd St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 324 2nd St, Flagler Beach, FL 32136 · Last verified January 2026

Property Summary

Property Type	Office Building
Details	2,816 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$673,000 (Apr 2024)
Tax Bill	$10,677 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4500-00470-0090`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00470-0090`

Interior

Stories	1 Story
Building Area	2,816 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Roof Material	Built-Up Asphalt
Lot Area	10,019 sqft (0.23 acres)
Fence	Fence
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Street Address	324 2ND ST
City	FLAGLER BEACH
State	FL
Zip	32136
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	GEORGE MOODY SUB DIV BL-47 LOTS 9-10 OR 525 PG 606 OR 801 PG 1414-DC OR 733 PG 292 OR 814 PG 823 OR 814 PG 824 OR 1935/1446
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUB
Legal Block	47
Legal Lot Number	9,10 10
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1034
Census Tract	60302

Owner

Source: Flagler County records · APN 12-12-31-4500-00470-0090

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	160 FENIMORE LN, PALM COAST, FL 32137-9192
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	2024015853
Deed Book / Page	2862 / 203
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 17, 2024
Property Address	324 2ND ST, FLAGLER BEACH, FL 32136
Document Number	0028620203
Book / Page	2862 / 203
Map Reference	MB 1 PG 24
Instrument Date	Apr 15, 2024
Instrument	2024015853
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,711.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1509 N OCEAN SHORE BLVD, FLAGLER BEACH, FL 32136-2904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 FENIMORE LN # B, B, PALM COAST, FL 32137-9192

Mortgage

Document Number	0002862205
Date	Apr 17, 2024
Instrument	2862/205

Lender

Name	VERONES & FEIND HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 15, 2031

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,677.00 (+99.53%)	$546,557 (+101.42%) Land $351,000 Building $195,557	$546,557 (+101.42%) Land $351,000 Building $195,557
2023	$5,351.00 (-2.41%)	$271,354 (-1.68%) Land $97,500 Building $173,854	$271,354 (-1.68%) Land $97,500 Building $173,854
2022	$5,483.00	$275,992 Land $97,500 Building $178,492	$275,992 Land $97,500 Building $178,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 270 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured (2 under condo master policies) 204 of 270 individual policies on primary residences
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Flood Events	Hurricane Nicole (Nov 2022), 58 claims Hurricane Ian (Oct 2022), 9 claims Hurricane Irma (Sep 2017), 168 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.