Cass County property record for 324 2nd St, Belton, MO 64012
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 444 sqft · built 1910 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,699 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-06-14-101-000-096.000 |
| Primary APN | 05-06-14-101-000-096.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 444 sqft Living Area |
| Gross Area | 888 sqft |
| 1st Floor Area | 444 sqft |
| Basement Area | 444 sqft |
| Flooring | Wood |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,447 sqft (0.148 acres) |
| Lot Dimensions | 134 ft deep x 48 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 1522200 |
|---|---|
| Street Address | 324 2ND ST |
| City | BELTON |
| State | MO |
| Zip | 64012-2547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG BELTON LOTS 1 & 2 BLK 51 |
| Legal Range | 33 |
| Legal Township | 46 |
| Legal Section | 14 |
| Legal Subdivision | ORIG BELTON |
| Legal Block | 51 |
| Legal Lot Number | 51 |
| Jurisdiction | CASS MO |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 61300 |
324 2nd St is owned and occupied by two individuals who acquired it in July 2025.
Source: Cass County records, as of February 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 2ND ST, BELTON, MO 64012-2547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan COMMERCE BANK |
| Apr 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 30, 2018 | Warranty Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, CLT |
| Nov 16, 2017 | Warranty Deed, Transfer · Line of Credit COUNTRY CLUB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2018 |
| Deed Sale | Mar 30, 2018 |
| Prior Sale | Nov 16, 2017 · Amount on File |
| Deed Document Number | 2018623392 |
| Deed Book / Page | 4232 / 39 |
| Last Transfer Date | Jul 31, 2025 |
| Transfer Doc | 005202/144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 324 2ND ST, BELTON, MO 64012-2547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 324 2ND ST, BELTON, MO 64012-2547 |
| Document Number | 0005265/93 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 5265/93 |
| Instrument | 779460 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 76 Months |
| Due | Jun 6, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 324 2ND ST, BELTON, MO 64012-2547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SUPERIOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 4233/092 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 4233/092 |
| Instrument | 623611 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 324 2ND ST, BELTON, MO 64012-2547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 4422/116 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 4422/116 |
| Instrument | 654365 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Mar 30, 2018 |
| Property Address | 324 2ND ST, BELTON, MO 64012-2547 |
| Document Number | 4232/039 |
| Book / Page | 4232 / 039 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 623392 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, CLT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 2ND ST, BELTON, MO 64012-2547 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Nov 16, 2017 |
| Property Address | 324 2ND ST, BELTON, MO 64012-2547 |
| Document Number | 4192/045 |
| Book / Page | 4192 / 045 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 616805 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | CRESCENT LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 2ND ST, BELTON, MO 64012-2547 |
| Document Number | 616806 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 616806 |
| Name | COUNTRY CLUB BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 324 2nd St was $2,699, up 158.8% from the year before.
Source: Cass County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Belton City |
| Unified School District | Belton 124 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,699.00 (+158.77%) | $14,210 Land $1,460 Building $12,750 | $74,800 Land $7,680 Building $67,120 |
| 2024 | $1,043.00 (+0.19%) | ||
| 2023 | $1,041.00 (+5,105%) | $12,660 (+14.67%) Land $1,330 Building $11,330 | $66,620 Land $6,980 Building $59,640 |
| 2022 | $20.00 | $11,040 Land $1,330 Building $9,710 | |
| 2021 | $58,080 Land $6,980 Building $51,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 2nd St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 25 (1990–2019) |
| Claims Outside the SFHA | 8 of 25 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELTON PWS serves 23,598 people · EPA ID MO1010061 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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