Lyon County property record for 324 1st St E, Tracy, MN 56175 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 1953 |
| Lot Size | 0.288 acres (12,557 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Nov 2022) |
| Tax Bill | $4,270 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-134010-0 |
| Primary APN | 31-134010-0 |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 12,557 sqft (0.288 acres) |
| Street Address | 324 1ST ST E |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W.O. LICHTY'S 2ND ADDITION 01010001 S 125.6 FT LOTS 10 & 11 BLK 3 |
| Legal Subdivision | W.O. LICHTY'S 2ND ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 10-11 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 360700 |
Source: Lyon County records · APN 31-134010-0
Assessment roll updated September 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 1ST ST E, TRACY, MN 56175-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage HUD |
| Feb 10, 2023 | Deed of Trust, Mortgage HUD |
| Nov 01, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2022 · Amount on Record |
| Deed Sale | Nov 01, 2022 · Amount on Record |
| Prior Sale | Jul 29, 2016 · Amount on Record |
| Deed Document Number | 202214736 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 324 1ST ST E, TRACY, MN 56175-1504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000017453 |
|---|---|
| Date | Apr 04, 2024 |
| Instrument | 17453 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 324 1ST ST E, TRACY, MN 56175-1504 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000015189 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 15189 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 324 1ST ST E, TRACY, MN 56175-1504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014737 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 14737 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,270.00 (+28.85%) | ||
| 2025 | $234,200 (+19%) Land $8,000 Building $226,200 | $234,200 (+19%) Land $8,000 Building $226,200 | |
| 2023 | $3,314.00 | $196,800 Land $10,000 Building $186,800 | $196,800 Land $10,000 Building $186,800 |
Source: FEMA National Flood Hazard Layer, Lyon County (27083C), updated May 23, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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