324 1st Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 324 1st Ave, Sterling, IL 61081

Property Summary

Property TypeCommercial
Lot Size0.174 acres (7,560 sqft)
OwnerCompany Name on File
Last Sale$185,000 (Jun 2006)
Tax Bill$5,495 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1121460001

Property Details

APN / Parcel Number

Primary APN1121460001
Alternative APN
  • 46774

Exterior

Lot Area7,560 sqft (0.174 acres)
Lot Dimensions135 ft deep x 56 ft wide

Location & Zoning

Account Number46774
Street Address324 1ST AVE
CitySTERLING
StateIL
Zip61081-3602
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionWEST OF BROADWAY SUB BLK 26 LOT 1 & N 6' LOT 2 BLK 27 124900X
Legal SubdivisionWEST OF BROADWAY SUBDIVISION
Legal Block26,27
Legal Lot Number1-2
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2065
Census Tract1102

Owner

Source: Whiteside County assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address324 1ST AVE, STERLING, IL 61081-3602
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 2, 2006 · Amount on Record
Deed SaleJun 2, 2006 · Amount on Record
Deed Document Number20064643-2006
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateJul 17, 2026
Property Address324 1ST AVE, STERLING, IL 61081-3602
Document Number0000003708
Instrument DateJul 1, 2026
Instrument20263708
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN DATA LO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$39,390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1717 BROADVIEW DR, STERLING, IL 61081-9600

Mortgage

Document Number0000003709,
DateJul 17, 2026
Instrument20263709
Lender
NameVALLEY BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 1, 2031
Interest
Rate7%
Max Rate-1%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,495.00$54,101 Land $18,900 Building $35,201
2024$162,303 Land $56,700 Building $105,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
JAB Wireless
Fixed Wireless
250 / 50

May also be available: Surf Air Wireless, Verizon.

Nearby Properties on 1st Ave

Nearby Streets

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