3239 Erwin Trace Dr, Charlotte, NC 28213 Property Records

Mecklenburg County property record for 3239 Erwin Trace Dr, Charlotte, NC 28213

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,404 sqft · built 2006
Lot Size	0.14 acres (6,126 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jan 2017)
Tax Bill	$4,055 (2023)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`051-182-96`

Property Details

APN / Parcel Number

Primary APN	`051-182-96`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,404 sqft Heated Area
Gross Area	3,844 sqft
1st Floor Area	1,032 sqft
Upper Floors Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,126 sqft (0.14 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	051-182-96
Street Address	3239 ERWIN TRACE DR
City	CHARLOTTE
State	NC
Zip	28213-4896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-1
Legal Description	L351 M50-723
Legal Subdivision	OLD STONE XING PH 03C MAP 02 F
Legal Lot Number	351
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	5625

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3239 ERWIN TRACE DR, CHARLOTTE, NC 28213-4896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC
Oct 4, 2017	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Sep 11, 2019	Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG
Aug 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 24, 2017	Warranty Deed, Transfer · VA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2017 · Amount on Record
Deed Sale	Jan 24, 2017 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Document Number	0000009414
Deed Book / Page	31516 / 302
Last Transfer Date	Aug 27, 2019
Transfer Doc	0000111883
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3239 ERWIN TRACE DR, CHARLOTTE, NC 28213-4896
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122719
Date	Aug 26, 2022
Book Page	37600/381
Instrument	2022122719

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3239 ERWIN TRACE DR, CHARLOTTE, NC 28213-4896
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134739
Date	Oct 4, 2017
Book Page	32172/333
Instrument	2017134739

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	3239 ERWIN TRACE DR, CHARLOTTE, NC 28213-4896
Document Number	0000132043
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3239 ERWIN TRACE DR CHARLOTTE NC 282134896, CHARLOTTE, NC 28213-4896

Mortgage

Document Number	0000132043
Date	Oct 2, 2019
Book Page	033908/000763
Instrument	132043

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 27, 2019
Property Address	3239 ERWIN TRACE DR, CHARLOTTE, NC 28213-4896
Document Number	0000111883
Book / Page	033794 / 000531
Instrument Date	Aug 27, 2019
Instrument	111883
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3239 ERWIN TRACE DR CHARLOTTE NC 282134896, CHARLOTTE, NC 28213-4896

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 24, 2017
Property Address	3239 ERWIN TRACE DR, CHARLOTTE, NC 28213-4896
Document Number	0000009414
Book / Page	31516 / 302
Map Reference	MB50 PG723
Instrument Date	Jan 23, 2017
Instrument	2017009414
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9040 PEMBROKE CT, 9040, FORT MILL, SC 29707-1581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000009415
Date	Jan 24, 2017
Instrument	2017009415

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

May also be available: T-Mobile.

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