3238 W Potomac Ave, Chicago, IL 60651 Property Records

Cook County property record for 3238 W Potomac Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,881 sqft · built 1892
Lot Size	0.071 acres (3,100 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (May 2004)
Tax Bill	$7,128 (2023)
Deeds & Mortgages	Nov 2021 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-223-021`

Property Details

APN / Parcel Number

Primary APN	`16-02-223-021`
Alternative APN	`16-02-223-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,881 sqft Living Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1894
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,100 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3238 W POTOMAC AVE
City	CHICAGO
State	IL
Zip	60651-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(WEAGE) (EBERHARDT) & (BARTLETTS) SUB OF SE NE SEC 02-39-13
Legal Range	13E
Legal Township	39N
Legal Section	02
Legal Subdivision	WEAGE EBERHARDT & BARTLETTS
Legal Block	4
Legal Lot Number	18
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2008
Census Tract	230900

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3238 W POTOMAC AVE, CHICAGO, IL 60651-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CU/AMERICA FINANCIAL SERVICES INC
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CU/AMERICA FINANCIAL SERVICES INC
Sep 17, 2019	Deed of Trust, Mortgage MUTUAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2004 · Amount on Record
Deed Sale	May 3, 2004 · Amount on Record
Prior Sale	May 22, 1997 · Amount on Record
Deed Document Number	20041235
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3238 W POTOMAC AVE, CHICAGO, IL 60651-2411
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030912126
Date	Nov 5, 2021
Instrument	2130912126

Lender

Name	CU/AMERICA FINANCIAL SERVICES INC
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	113 Months
Due	Apr 10, 2031

Interest

Rate Type	Fixed Rate
Rate	5.74%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3238 W POTOMAC AVE, CHICAGO, IL 60651-2411
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010201100
Date	Apr 12, 2021
Instrument	2110201100

Lender

Name	CU/AMERICA FINANCIAL SERVICES INC
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3238 W POTOMAC AVE, CHICAGO, IL 60651-2411
Document Number	1926845040
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3238 W POTOMAC AVE CHICAGO IL 606512411, CHICAGO, IL 60651-2411

Mortgage

Document Number	1926845040
Date	Sep 25, 2019
Instrument	26845040

Lender

Name	MUTUAL BK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,000 (+10.81%) Land $4,650 Building $36,350	$410,000 (+10.81%) Land $46,500 Building $363,500
2023	$7,128.00 (+3.21%)
2022	$6,906.00 Homeowner's exemption	$37,000 Land $3,720 Building $33,280	$370,000 Land $37,200 Building $332,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, Verizon, Zentro.

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