3238 NC 126, Morganton, NC 28655 Property Records

Burke County property record for 3238 NC 126, Morganton, NC 28655

Property Summary

Property TypeOther Improved
Details3 bd · 2 ba · 1,425 sqft · built 1974
Lot Size0.62 acres (27,007 sqft)
OwnerCompany Name on Record
Last Sale$193,500 (Aug 2020)
Tax Bill$1,285 (2026)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1764575988

Property Details

APN / Parcel Number

Primary APN1764575988
Alternative APN
  • 8522

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,425 sqft Total Area
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2005
Architectural StyleConventional
Roof TypeMansard
Roof MaterialAsphalt
Lot Area27,007 sqft (0.62 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area190 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3238 NC 126
CityMORGANTON
StateNC
Zip28655-6016
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeNEIGHBORHO
Legal Description3238 NC 126 MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionLINVILLE
Census Block Group1
Census Block1016
Census Tract20204

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address204 E STATE ST, BLACK MOUNTAIN, NC 28711-3525
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage
FIRST CITIZENS BK
Aug 25, 2020Warranty Deed, Transfer · Commercial Mortgage
FIRST CITIZENS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2020 · Amount on Record
Deed SaleAug 25, 2020 · Amount on Record
Deed Document Number202017043895
Deed Book / Page2484 / 120
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address3238 NC 126, MORGANTON, NC 28655-6016
Document Number0024840123
Instrument DateAug 24, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address204 E STATE ST BLACK MOUNTAIN NC 287113525, BLACK MOUNTAIN, NC 28711-3525

Mortgage

Document Number0024840123
DateAug 25, 2020
Book Page002484/000123
Instrument43896
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
AmountAmount Recorded

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateAug 25, 2020
Property Address3238 NC 126, MORGANTON, NC 28655-6016
Document Number0024840120
Book / Page2484 / 120
Instrument DateAug 17, 2020
Instrument2017043895
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$387.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 664, PURLEAR, NC 28665

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E STATE ST, BLACK MOUNTAIN, NC 28711-3525

Mortgage

Document Number0024840123
DateAug 25, 2020
Book Page2484/123
Instrument2017043896
Lender
NameFIRST CITIZENS BANK
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
IndexOther

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,285.00 (+0.39%)$187,102 (-) Land $31,000 Building $156,102$187,102 (-) Land $31,000 Building $156,102
2025$1,280.00 (-0.39%)$187,102 (-) Land $31,000 Building $156,102$187,102 (-) Land $31,000 Building $156,102
2023$1,285.00$187,102 Land $31,000 Building $156,102$187,102 Land $31,000 Building $156,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2018–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL
100 / 20

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