Santa Rosa County property record for 3238 Hwy 182, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,593 sqft · built 2022 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,230 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-3N-29-0000-00314-0000 |
| Primary APN | 07-3N-29-0000-00314-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,593 sqft Living Area |
| Gross Area | 2,223 sqft |
| 1st Floor Area | 1,593 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Lot Dimensions | 450 ft deep x 145 ft wide |
| Porch | Slab |
| Patio Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3238 HIGHWAY 182 |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-7369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *NEW PARCEL FOR 2017 TAX ROLL* POND CREEK ESTATES (UNPLATTED) COMMENCE AT A 4 X 4 CONCRETE MONUMENT, NUMBER 5170, MARKING THE SOUTHEAST CORNER OF SECTION 7, TOWNSHIP 3 NORTH, RANGE 29 WEST, SANTA ROSA COUNTY, FLORIDA; THENCE GO NORTH 03 DEGREES 19 MI |
| Legal Range | 29W |
| Legal Township | 3N |
| Legal Section | 07 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 10200 |
3238 Hwy 182 is owned and occupied by two individuals who acquired it in August 2016.
Source: Santa Rosa County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3238 HIGHWAY 182, JAY, FL 32565-7369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2016 |
| Deed Sale | Aug 3, 2016 |
| Prior Sale | Aug 1, 2016 · Amount on File |
| Deed Document Number | 201630320 |
| Deed Book / Page | 3544 / 237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3238 HIGHWAY 182, JAY, FL 32565-7369 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | RELIABLE TITLE, RELIABLE LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2231 W MAXWELL ST B, B, PENSACOLA, FL 32505-5817 |
| Document Number | 0041370253 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 4137/253 |
| Instrument | 202141817 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 3238 Hwy 182 was $2,230 with a homeowner's exemption, up 4.7% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,230.00 (+4.69%) Homeowner's exemption | $222,011 (+2.9%) | $229,470 (+6.36%) Land $31,500 Building $197,970 |
| 2024 | $2,130.00 (-16.01%) Homeowner's exemption | $215,754 (+1.64%) Land $21,000 Building $194,754 | $215,754 (+1.64%) Land $21,000 Building $194,754 |
| 2023 | $2,536.00 (+1,047.51%) | $212,276 (+910.84%) Land $21,000 Building $191,276 | $212,276 (+910.84%) Land $21,000 Building $191,276 |
| 2022 | $221.00 | $21,000 | $21,000 Land $21,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3238 Hwy 182 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3238 Hwy 182 is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures