3238 Hill Ridge Dr, Eagan (Saint Paul), MN 55121 Property Records

Dakota County property record for 3238 Hill Ridge Dr, Eagan, MN 55121

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,408 sqft · built 1974
Lot Size	10 acres (465,259 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Sep 2021)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-41300-07-092`

Property Details

APN / Parcel Number

Primary APN	`10-41300-07-092`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,408 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	780 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	465,259 sqft (10 acres)
Garage Type	Attached
Garage Area	272 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3238 HILL RIDGE DR
City	SAINT PAUL
State	MN
Zip	55121-1713
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ROBERT KARATZ ADDITION 3 2 CIC #347 VALLEY RIDGE TOWNHOMES UNIT #92
Legal Subdivision	ROBERT KARATZ ADDITION
Legal Block	7
Legal Lot Number	92
Legal Unit	92
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2003
Census Tract	60725

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3238 HILL RIDGE DR, SAINT PAUL, MN 55121-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Apr 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage BRIDGEWATER BANK
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Jun 5, 2006 · Amount on Record
Deed Document Number	20213494525
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3238 HILL RIDGE DR, EAGAN, MN 55121-1713
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3238 HILL RIDGE DR, EAGAN, MN 55121-1713

Mortgage

Document Number	0003706125
Date	Dec 31, 2025
Instrument	3706125

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3238 HILL RIDGE DR, EAGAN, MN 55121-1713
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003246255
Date	Apr 18, 2018
Instrument	3246255

Lender

Name	BRIDGEWATER BANK
Type	Bank
Address	MINNEAPOLIS, MN 55431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Apr 10, 2020

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Sep 29, 2021
Property Address	3238 HILL RIDGE DR, EAGAN, MN 55121-1713
Document Number	0003494525
Instrument Date	Sep 13, 2021
Instrument	3494525
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3238 HILL RIDGE DR, EAGAN, MN 55121-1713

Mortgage

Document Number	0003494526
Date	Sep 29, 2021
Instrument	3494526

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	West St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00	$234,300 Land $45,200 Building $189,100	$234,300 Land $45,200 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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