3238 Clemson Rd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 3238 Clemson Rd, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,582 sqft · built 2020
Lot Size0.176 acres (7,667 sqft)
OwnerIndividual Name on File
Last Sale$249,900 (Mar 2020)
Tax Bill$375 (2024)
Deeds & MortgagesMar 2021 Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-2S-28-0300-00600-0030

Property Details

APN / Parcel Number

Primary APN30-2S-28-0300-00600-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,582 sqft Heated Area
Gross Area2,235 sqft
1st Floor Area2,023 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area7,667 sqft (0.176 acres)
Lot Dimensions1,100 ft deep x 700 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area68 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number302S280300006000030
Street Address3238 CLEMSON RD
CityGULF BREEZE
StateFL
Zip32563-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBAY RIDGE PARK LOT 3 BLK 6 AS DES IN OR 3931 PG 341
Legal Range28W
Legal Township02S
Legal Section30
Legal SubdivisionBAY RIDGE PARK
Legal Block6
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1011
Census Tract10813

Owner

Source: Santa Rosa County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3238 CLEMSON RD, GULF BREEZE, FL 32563-2710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 20, 2020Warranty Deed, Subdivision Related Transfer · VA Mortgage
KELLER MORTGAGE LLC
Sep 19, 2019Warranty Deed, Transfer
EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TITLE INC - GULF

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 20, 2020 · Amount on Record
Deed SaleMar 20, 2020 · Amount on Record
Prior SaleSep 19, 2019 · Amount on Record
Deed Document Number202013854
Deed Book / Page3931 / 341
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3238 CLEMSON RD, GULF BREEZE, FL 32563-2710
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3238 CLEMSON RD, GULF BREEZE, FL 32563-2710

Mortgage

Document Number0040820214
DateMar 5, 2021
Book Page4082/214
Instrument202114483
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 20, 2020
Property Address3238 CLEMSON RD, GULF BREEZE, FL 32563-2710
Document Number0039310341
Book / Page3931 / 341
Map ReferenceMB B PG 81
Instrument DateMar 16, 2020
Instrument202013854
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021
Title CompanyEMERALD COAST TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,749.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1142 HARRISON AVE, 1142, GULF BREEZE, FL 32563-5319

Transferred To (Grantee/Buyer)

NameVerified Name
Address3238 CLEMSON RD, GULF BREEZE, FL 32563-2710

Mortgage

Document Number0039310343
DateMar 20, 2020
Instrument3931/0343
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 19, 2019
Property Address3238 CLEMSON RD, GULF BREEZE, FL 32563-2710
Document Number0038711663
Book / Page003871 / 001663
Instrument DateSep 13, 2019
Instrument41991
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyEMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TITLE INC - GULF

Transaction

AmountAmount Recorded
Tax$262.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1142 HARRISON AVE GULF BREEZE FL 325635319, GULF BREEZE, FL 32563-5319
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$375.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$230,335 (+3%)$272,734 (+0.81%) Land $60,000 Building $212,734
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$223,626$270,530 Land $60,000 Building $210,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 333 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies333 in force
Nearby Flood Claims482 (1995–2025)
Claims Outside the SFHA170 of 482
Most Recent ClaimJan 2025 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 82 claims
  • Hurricane Dennis, Jul 2005 · 71 claims
  • Hurricane Frances, Oct 2004 · 234 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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