3238 Cedar Dr, Sebring, FL 33875 Property Records

Highlands County property record for 3238 Cedar Dr, Sebring, FL 33875 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,560 sqft Living Area
Lot Size	16,040 sqft (0.368 acres)
Occupancy	Owner Occupied
Last Sale	$224,900 (2026)
Tax Bill	$2,574.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C035802000002140`
Alternative APN	`C-03-35-28-020-0000-2140`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,560 sqft Living Area
Gross Area	2,040 sqft Gross Area
1st Floor	1,560 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	16,040 sqft (0.368 acres)
Depth X Width	125 ft x 120 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	330 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Shed	1 Shed
Shed Area	96 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	3238 CEDAR DR
City	SEBRING
State	FL
Zip	33875-9755
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WEST SEBRING EST SEC B PB 7-PG 43 LOT 214
Legal Range	28E
Legal Township	35S
Legal Section	03
Legal Subdivision	WEST SEBRING EST
Legal Block	PB
Legal Lot Number	214
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	3
Census Block	3040
Census Tract	961301

Owner

Source: Highlands County records · APN C035802000002140

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3238 CEDAR DR, SEBRING, FL 33875-9755
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2026 · Amount on Record
Deed Sale	Apr 06, 2026 · Amount on Record
Deed Doc Number	20262306897
Deed Book / Page	3183 / 1994
Prior Transfer Date	Dec 27, 2011
Prior Transfer Doc	0001643173
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 06, 2026
Property Address	3238 CEDAR DR, SEBRING, FL 33875-9755
Document Number	0002306897
Book / Page	3183 / 1994
Instrument Date	Apr 02, 2026
Instrument	20262306897
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$159,004.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3238 CEDAR DR, SEBRING, FL 33875-9755

Mortgage

Document Number	0002306898,
Date	Apr 06, 2026
Instrument	20262306898

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,574.00 (+3.79%)	$183,365 (+3.7%) Land $5,750 Building $177,615	$183,365 (+3.7%) Land $5,750 Building $177,615
2024	$2,480.00 (+5.8%)
2023	$2,344.00 (+11.99%)	$176,824 (+24.56%) Land $5,750 Building $171,074	$176,824 (+24.56%) Land $5,750 Building $171,074
2022	$2,093.00	$141,957 Land $5,750 Building $136,207	$141,957 Land $5,750 Building $136,207

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 326 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.